Show “Without Insurance”: All the injuries and scandals of the project


Kristina Asmus was seriously injured on the showKristina Asmus was seriously injured on the show
Photo: Mikhail Frolov/Komsomolskaya Pravda

In early November, the extreme show “Without Insurance” will start on Channel One. 18 celebrities will test their strength: they will perform circus and acrobatic acts without any support ropes. That is, without insurance! The hosts of the project will be Yana Churikova and Kirill Nabutov, and the audience will see Irina Viner, Vladimir Vinokur, Larisa Latynina, Efim Shifrin and Yuli Gusman on the jury.

The stars began training in September. Despite the fact that there are experienced trainers next to the show participants, they have long stopped counting the bruises received during rehearsals. For the first three weeks, there was no doctor on site. “He appeared after Kostya Tszyu, a participant in the project, talked with the creators of the show and insisted on the presence of doctors,” speed skater Ivan Skobrev shared with StarHit.

Now an ambulance team is on duty at the filming pavilion. “Many stars go to their doctors, and then bring receipts from the clinic for the services provided,” Sergei Grechushkin, coach of the Circus on Tsvetnoy Boulevard, tells StarHit. – This is what Christina Asmus and Maria Kozhevnikova did, for example. But we also have a magician - doctor Sergei Boltunov from the Fieldmaster medical center. He is an osteopath, specializing in diseases of the musculoskeletal system. He's the best in the business and gets you on your feet in no time. One appointment with him costs from 3,500 rubles.” There are also emergency situations. “Roza Syabitova fell from her horse in front of me,” says

StarHit has a star coach, gymnast Anton Golotsutskov. “Since she didn’t warn anyone about the training, there was no doctor nearby. We had to provide first aid ourselves - place her correctly on the floor: arms and legs along the body. Fortunately, nothing serious - just a bruise. But for bobsledder Alexei Voevoda, everything is much more serious - he landed unsuccessfully on his knees and knocked out a joint. But he decided not to see a doctor - for him it was an ordinary injury.”

As it turns out, artists take risks while being under reliable protection. There is still insurance in the show. “Each participant signed an agreement,” Syabitova tells StarHit. “It spells out in black and white which parts of the body can be damaged while performing stunts.”

The organizers of the project valued the health of the stars at a tidy sum. “If an artist is severely injured and loses his ability to work for some time, he will receive financial compensation in the amount of a million rubles,” one of the show participants tells StarHit. “Some traded, and their figure is higher.”

ANTERIOR CRUCIATE LIGAMENT RUPTURE AND MENISCUS INJURY


Asmus did not immediately realize the seriousness of the injury; she even tried to get upAsmus did not immediately realize the seriousness of the injury, she even tried to get up
Photo: Mikhail Frolov/Komsomolskaya Pravda

The actress was performing a somersault on the gymnastics mat, landed poorly and injured her knee. After an MRI, doctors diagnosed a ligament rupture, the star even had to interrupt rehearsals for a while. “At that moment I was nearby,” coach Sergei Grechushkin tells StarHit. – Christina really fell seriously. A doctor immediately ran up to her, examined her, applied dry ice, but she refused the ambulance. Her partner, Yura Tyukin, took her to the hospital. From there she called us immediately. She reported the diagnosis, said that the operation was not needed and she would continue to participate in the show. The next day, Christina was already training—jumping rope, not putting too much strain on her leg.”

BACK STRAIN


Evgeniy, even despite his experience, could not avoid damageEvgeniy, even despite his experience, could not avoid injury
Photo: Evgenia Guseva / Komsomolskaya Pravda

“Even though I’m a professional dancer, I often hurt my back during training. The tension is simply insane, the stretches are very difficult,” the artist shares with StarHit. – Now I’m preparing a number with a ribbon that girls perform in rhythmic gymnastics. Girls! But not men. It’s a lot of work, so lately the warming and pain-relieving gel has become my best friend.”

NECK STRAIN


The organizers of the project provided first aid to Kozhevnikova.First aid to Kozhevnikova was provided by the organizers of the project
Photo: Evgenia Guseva/Komsomolskaya Pravda

“You could say I was born wearing a shirt,” the actress and State Duma deputy shares with StarHit. “Everything happened literally in a matter of seconds.” I was doing a somersault over the goat when my hands slipped off the mat. Fell. She lay there without moving for twenty minutes! I was terribly scared. The organizers too. They ran to the pharmacy for dry ice, and after that I went to the hospital for an MRI and CT scan of my head and neck. It turned out to be a sprain of the cervical spine. Thank God it’s all over.”

HEMATOMA, SHOULDER DISLOCATION


The skater spent several days in the hospital due to severe leg damageThe skater spent several days in the hospital due to severe damage to his leg
Photo: Instagram

“I personally don’t rely on anyone and always carry a first aid kit with me,” the speed skater tells StarHit. - So I can provide first aid not only to myself, but also to others. By the way, I already did this once when I dislocated my shoulder. And he treated a hematoma on his right leg at the Lapino Clinical Hospital. Although it is expensive, everything is at the highest level. Thanks to the leeches, they quickly got me back on my feet. I sent all documents and receipts after treatment to the project manager. Now I’m waiting for compensation to be paid.”

Can I be fined again for not having insurance?

Can they be fined again for lack of MTPL insurance?

If you look at the letter of the law, the Code of Administrative Offenses states that a citizen cannot be punished twice for one offense. But in the area of ​​punishment for the absence of a compulsory motor liability insurance policy, this rule operates completely differently.

The Federal Law “On Road Traffic Safety” states that operating a vehicle without a valid MTPL policy is prohibited.” For example, if a traffic police officer stopped a car and discovered that the driver does not have a mandatory car insurance form, then a fine of 800 rubles is imposed. The driver is issued a decree.

After that, he gets into the car and starts operating the vehicle again, which from a legal point of view means that he commits a second offense and traffic police officers have the right to issue an additional fine of 800 rubles. for lack of insurance.

Related article: Can an insurance fine be issued several times a day?

Approximately the same principle applies here as in the case of a fine for speeding. If automatic recording cameras record exceeding the permissible speed several times during one trip, then the driver will receive the same number of fines.

TIBIAL BONE INJURY, PATELLA DISLOCATION


The Univer star still wears a special brace during trainingThe Univer star still wears a special brace during training
Photo: Instagram

“Nastasya is a fighter,” the actress’ coach Anton Golotsutskov tells StarHit. – He never complains about pain, he fulfills all my requirements clearly. She received the injury, and such a serious one at that, by accident - doing a back somersault with a partner. She hit her foot so hard that her kneecap flew out. Doctors immediately ran up to her, put her on a stretcher and took her to the hospital. The pain still bothers me, so we are trying to take care of it.”

Fall and rise

“Frailed” is not quite the right word. Or rather, completely wrong. Darina Kuzmina performed the act “Drop” - this is when an artist without a safety net flies vertically from under the circus dome upside down. For reasons that have not yet been established, the net on which the circus performers fall from above has broken. The girl managed to get up, complete the routine, bow and even smile. At the Research Institute named after. Sklifosovsky was taken away like that - with a smile.

Article on the topic Moscow circus. The most famous arenas of the capital Since then, she has been doing “The Drop” at rehearsals, even if it is not included in the performance, which she talks about as follows: “It is important that fear does not appear. Physically, this number is not difficult, but mentally it can be difficult to overcome yourself. Not all acrobats agree to such a trick. Adrenaline puts pressure on the psyche. At the last moment you need to have time to “curl up” - to come into the net not with your head, God forbid, but with your shoulders. I'm trying. All the guys in our room are giving it their all, and so will I.”

“You can’t model or predict a fall. The main thing is to remember that you need to land on your back, and this is often incredibly difficult. After all, while you are flying down, you are twisted and tossed from side to side. It’s impossible to overcome the fear of heights; I’ve been flying for almost 20 years, but I still feel uneasy. Previously, when I was younger, there was fearlessness, a teenage “recklessness.” Now I try to do everything consciously,” Stanislav throws up his hands. From the inside out, they are all covered in black calluses from the trapezoids. Despite the fact that the calluses are many years old, they still bleed. “What makes me go up to the dome every day? I love the circus. I’m proud of what the guys and I are doing.”

SPINE CONUSION


Anton BogdanovAnton Bogdanov
Photo: TNT TV channel

“I’m literally all blue from head to toe,” the star of the TV series “Real Boys” admits to StarHit. – But I get such a buzz from what’s happening! During one of the first training sessions, during the warm-up on the mats, I landed unsuccessfully. I had to go to the clinic and get an x-ray. Fortunately, the doctor said that everything was fine - I slightly sprained my back and bruised my spine. Now I'm filming on painkillers - my hand constantly goes numb during the aerial routine, where I have to hold on to the bar with my feet, hanging down and holding my partner at the same time. But the injections are helping so far!”

Fine for driving without insurance in 2021

The amount of the fine depends on a number of factors. Punishment is imposed only when the car is stopped by a traffic police inspector. If the policyholder drives a car on public roads, then, purely theoretically, he has the opportunity not to contact car insurers, since the traffic police will never stop him. If he becomes the culprit of an accident, then all responsibility for compensating the damage to the other driver also lies with him.

Important! The amount of the penalty for driving a car without a driver's license has not changed for many years, although Russian legislators have long been planning to increase it. It is expected that this will be done in 2-3 years.

If the OSAGO driver forgot his valid insurance policy at home

fine for lack of MTPL insurance if the driver forgot the insurance at home

It is a violation to drive without the physical presence of the completed form. For example, car insurance has been issued, the form has been received, the policy is valid, but the car owner left home without this document. Inspectors impose a fine of 500 rubles. Traffic police inspectors sometimes get by with a warning.

Important! It is strongly recommended not to deceive the traffic police inspector by saying that you have insurance, but have forgotten it.

If the person driving the car says that he forgot the insurance, then the traffic police inspector checks the fact that the policy was issued by a specific car owner using the database of the Russian Union of Auto Insurers.

Related article: The nuances of driving someone else's car without an owner and insurance

When applying online, it is still recommended to print out the form to show it to the inspector. This is not legally required, but such an approach will save a lot of time - it takes about 10-15 minutes for an employee to check the policy through the PCA database.

For absence and failure to issue a policy

fine for lack and failure to obtain insurance

But what will be the fine for a car owner who did not buy compulsory motor insurance? The inspector acts in accordance with the Administrative Code. Where does it say that if a stopped car owner does not have a vehicle license, he must be fined 800 rubles.

Important! Contrary to popular belief, for failure to register a vehicle license, the police will not remove the license plate from the car and send it to the impound lot.

Whether they can take a car to an impound lot without a compulsory motor liability insurance policy and how to return a car without insurance, you can find out here.

For driving a vehicle during the period during which the motor vehicle license is not valid

For driving a vehicle during a period not covered by the current driving license, a fine of 800 rubles is also provided. This is due to the fact that in fact the driver did not insure his civil liability for the duration of his trip, therefore such actions will be regarded in accordance with the article of the Code of Administrative Offenses and equated to failure to register a motor vehicle license.

For example, if a person took out insurance, but it did not take effect, then he cannot operate the vehicle. If he causes a car accident, then the responsibility for compensating the injured party falls on him. The insurance company will refuse to pay because the car was operated during a period not provided for by the concluded contract.

For a driver not included in the insurance

fine for a driver who is not included in the insurance

The presence of a valid policy for a driver, in which his name is not included, is also equivalent to the complete absence of a policy, because in the event of an accident in which the driver becomes the culprit, the insurance company will refuse to pay monetary compensation, despite the fact that the policyholder has a policy.

Related article: Fine for a driver not included in the insurance in 2019

More information about imposing a fine for a driver who is not included in the insurance can be found here.

For an expired MTPL policy

An expired MTPL policy should also be equated to a complete lack of insurance. Therefore, traffic police impose a fine of 800 rubles.

Important! Regardless of the amount and circumstances of the penalty, it is paid with a 50% discount within 20 days after receiving the protocol. Therefore, you will have to pay 250 and 400 rubles.

You can learn more about the specifics of driving a car with expired insurance here.

RIGHT WRIST STRAIN


Alexander AnatolyevichAlexander Anatolyevich
Photo: Press service

“When I agreed to participate in the project, I didn’t say a word to anyone,” the TV presenter tells StarHit. – After some time, my friends noticed that I had become more athletic and were surprised. Then he confessed. From aerial gymnastics, which I have never done, I get an incomparable thrill. But one day, while doing an exercise on the slings, I pulled my right wrist. I didn’t understand right away, I continued to rehearse. But I’m silent about the fact that my hand hurts and sometimes doesn’t obey. I turned to a Chinese doctor I knew, but he didn’t go to ours, they would have put a splint on it and said it would go away. Without interrupting my training, I went to the doctor - he gave me needles, rubbed in ointments, and stretched me. Everything is over."

What is the responsibility for the lack of compulsory motor liability insurance in 2021?

As of May 26, 2021, for driving without an auto liability insurance contract, the driver may face 3 types of sanctions, depending on the specific case:

  • if you do not have a compulsory motor liability insurance policy or it is expired (which is equivalent to absence), there will be a fine of 800 rubles (part 2 of article 12.37 of the Administrative Code),
  • if you are not included in the current insurance – a fine of 500 rubles,
  • if you simply forgot to take the insurance policy paper with you (except for the situation when the OSAGO is electronic), and you were stopped by a traffic police inspector, then there will be the same fine - 500 rubles.

These are all old fines that have been in effect for many years. To date (monitoring of changes is carried out daily), the new law on deprivation for compulsory motor liability insurance has not yet come into force.

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