What to do if you lost a check for a fine: two ways to recover checks + is it possible to prove payment of the fine without them?

Payment at the bank

If you do not have a receipt for your violation of traffic rules and the amount of the fine, you can contact the nearest bank branch. Employees of this organization will ask you to fill out a PD-4 certificate, for which they will give you a specific form. It will be empty, but you should enter the required information. But at the same time, when you receive the above form from the bank, you will have to pay an additional commission, which will be 15% of the total amount of the paid fine. This takes a significant toll on your pocket when the amount is large enough. It is best in such a situation to resort to available alternative payment methods.

As soon as you deposit the entire required amount, you will receive a cavitation certificate confirming this fact. It is this that will serve as the basis for subsequently confirming the absence of overdue payments.

Internet resources

With the development of technology, more and more opportunities appear on the Internet for paying all types of fines. And their popularity is constantly growing and taking leading positions. But depending on the specific resource, the payment process itself will depend.

At certain points, you will need to link a payment card, and some already have a built-in wallet that can be topped up and all payments made from it. In addition, accounts are linked to email.

Some difficulties may arise when using the webmoney payment system. If you top up your account or electronic wallet of such a system, you will have to pay a commission in the amount of 0.8 percent of the amount. For subsequent payments, an additional 1% of the transaction amount will be charged. But even despite such nuances, the use of such a resource has not lost popularity for a long time. As a result, all that remains is to print out the receipt and present it at the place of request.

How to pay a traffic police fine without commission

A commission fee is the amount that the organization providing the service charges for intermediary. Commissions vary in size, from one penny to $137,000 (this is exactly the commission that was once recorded in the field of cryptocurrency exchange).

It is unlikely that an ordinary driver will face additional costs of $100,000 when paying for a traffic violation, but with large fines, the “percentage” can still bite: 5% of 30,000 rubles is 1,500 rubles, which is already noticeable.

Let's see how to limit ourselves to a very small commission fee or do without it at all and figure out whether it is possible to pay a traffic police fine without a commission.

Methods of paying traffic fines

Monetary punishments from the traffic police are a common thing, so there are plenty of methods for paying for them. Basic ones, with a brief description:

• Traffic police . You can pay both at the department that issued the fine and on the official portal.
• "Government Services". State services are a large service for paying for everything possible, from kindergartens to administrative penalties.
• Banks . Banking organizations provide many methods: Internet banking, terminals, ATMs, branches. Sberbank is the most convenient bank for paying off fines, because Sber has signed an agreement on the exchange of information with the traffic police, and all data on payment (or registration of a violation) arrives within a few hours.
• Virtual money services . WebMoney, Yandex.Money, QIWI and other platforms allow you to pay fines in your local currency.
• Third party services . They work in a similar way to State Services. Third-party services should be treated with some distrust - you are handing over your money to an organization about which you know nothing.
• Mobile applications . This is a variation of third-party services. Some applications on Google Play and AppStore specialize in paying for fines from the traffic police.
• SMS payments . You send an SMS with a specific code to a short number, and money for payment is withdrawn from your balance.

In total, the violator has 70 days from the moment the violation was recorded. 10 of them are given for appeal, 60 for debt repayment.

In the first 20 days from the date of registration there is a 50% discount (does not apply to repeated violations, driving while intoxicated and accidents with injuries).

If a driver who exceeded the speed limit received a decision 20 or more days late (and the benefit “burned out”), he can contact the traffic police - the information will be checked, and, if everything is fine, the discount will be restored.

Alas, nowhere. When you pay for something with a bank card, the bank transfers the money to someone else's account. There is a commission for such a transfer.

The question arises: how to pay a traffic police fine without a commission? Is it even possible? Yes. The commission will not be charged for paying in cash if you pay at the post office or directly at the traffic police department.

How to pay a traffic police fine with a minimum commission

As mentioned above, it is difficult to pay without any commission fee: you need to go to the post office or traffic police department with cash. Let's consider options in which you still have to pay a commission, but it will be minimal.

WebMoney

The process takes place on payments.webmoney.ru. Step by step:

1. Click “Login” at the top right. If the WebMoney client is running, the login will occur automatically, otherwise we enter the required data.
2. From the top, select the 4th tab, “Traffic Police Fines.”
3. Then you are given a choice: search by driver’s license and registration certificate/search by resolution (number and day-month-year), search by UIN. We choose one option.
4. Enter the data and click “Find”.
5. Find the required fine in the search results and click “Pay.”
6. We check the details and amount.
7. Clicks "Forward". The information verification will begin, the process takes 2-3 minutes.
8. The WebMoney client will receive confirmation of payment. We confirm.

Commission – 2-3%, not less than 15 rubles.

Yandex money

1. Go to money.yandex.ru and log in.
2. On the left, select “Payment.
3. We enter data for verification and check for administrative penalties.
4. If the search does not find anything, but you are sure that there is a fine, click “Pay according to the data from the resolution” and enter the data.
5. Click "Pay".

Commission – 1%, not less than 30 rubles.

QIWI

1. We go to qiwi.com, enter the wallet.
2. Select “Payments and transfers” -> “Government services and fines” -> “Traffic police fines”.
3. We choose a payment method: with a search (by driver’s license and car registration) or directly by the order number.
4. Enter the data.
5. Click "Pay".
6. We are waiting for notification of successful payment.

Commission – 3%.

On the traffic police website

1. The official website is traffic police.rf, go to it.
2. Select “Services” -> “Checking fines” (the page will take some time to load).
3. Next, you need to enter the car number (with region) and registration certificate data, and then click “Request Verification”.
4. You will receive detailed information about all administrative penalties. Select what you need, click on the payment button.
5. A window will open: you will be asked to choose a method of depositing money that is convenient for you.
6. Make a selection and enter the required information.
7. Pay.

Commission – 1-3%, depending on the payment method.

Through Sberbank Online

To pay off your debt, you can use both the website and the application - whichever is more convenient for you. The application additionally allows you to search for information about a fine using the QR code on the decision.

In general, the payment looks like this:

1. Go to Sberbank Online.
2. Choose ".
3. In the fine payment section, you either search for administrative penalties or pay by receipt number (UIN).
4. Looking for a fine if you choose to search.
5. You check the data, if everything is correct and there is money on the card, you pay.

Commission – 1%.

Via Internet banking

Some banks do not provide the opportunity to pay administrative fines online. This is due to the fact that in order to provide this service to clients, banks must enter into an agreement with the Federal Treasury and the State Traffic Safety Inspectorate (and not all banks can afford to do this).

If all agreements are signed, then clients can pay traffic fines through Internet banking.

It is not necessary to describe the algorithm for each individual bank; in general, the procedure looks like this: go to Internet banking, enter the order number or information about yourself/the car, look for (if necessary) the required fine, proceed to payment, pay .

Commission – 1-5%, depends on the bank.

Everything is simple here: come to the bank, give your information or a protocol on an administrative offense, give money, receive a check, leave. All problems with finding and transferring money fall on the shoulders of the bank employee. The commission depends on the bank, but will be minimal, around 1-2%.

Through terminals and ATMs

Self-service terminals and ATMs allow you to pay fines without long queues.

They are inferior in terms of convenience to online banking, but there is also a positive side - you don’t need to register, just have a card (or cash, if we are talking about a terminal).

Please note that the same rule applies here as with online banking: you can pay a fine at an ATM only if the bank has an agreement with the Federal Treasury.

The list of actions is not much different from online payment: select “Fines” or “Staff Police” in “Services”, find your fine (via search, UIN or QR code/barcode, if such an option is available), check the data, pay . Immediately after payment you will receive a check in your hands, which is very convenient (it is better to keep checks for 2 years after payment, in order to prove that you paid if something happens).

Commission – 1% for Sberbank, 3.5% for QIWI terminals, 1-3% for other banks.

Through specialized services

The most popular payment service is the State Services website. This portal brings together all payments and services that are related to the government.

The most difficult thing is registration; in order to pay an administrative penalty through State Services, you need to get a standard account, for which you need to provide a package of documents (passport, SNILS, telephone, mail).

Otherwise, the process is no different from paying using other online methods: select “ -> “Fines”, look for your fine according to the driver’s data/vehicle data/resolution, and pay. The portal does not have an internal wallet, but you will be offered a choice of many payment methods, including withdrawing money from your mobile phone.

You can pay off debt not only through State Services; there are many payment services on the Internet. But it is better to prefer State Services, and if you still want to use another service, carefully check it for the transparency of the contract and read the reviews.

Commission – 2-3%.

Other options

• Payment at Russian Post or at the traffic police department. Everything is the same as with a bank branch - come, give documents, pay, leave with a check. If you pay with a card, you will most likely be charged a bank commission. If you pay in cash, there is no commission.
• Applications on Google Play or App Store. Allows you to quickly find and pay a fine. In general, they can be trusted, but read reviews and only use apps that are trustworthy (good ratings, many downloads). Commissions are usually small, up to 3%.
• SMS payments. Codes for payment via SMS can be obtained from the operator (if it supports such a function at all). The commissions are not encouraging - 4-5%.

Source: https://www.Sravni.ru/strafy-gibdd/info/oplata-shtrafa-gibdd-bez-komissii/

Using a mobile phone

Probably one of the most convenient and efficient is mobile payment. The traffic police is actively cooperating with all cellular operators. This allows you to find out about accrued fines and their sizes using your gadget. Here you just need to send a message to the short number 9112, in which display the following data separated by a space:

1. Traffic police
2. Vehicle registration plate.
3. Driver's license (its number).

After this, you will receive information containing not only the amount of the fine, but also the receipt number, which will be necessary to make subsequent payment transactions. Mobile operators charge a certain fee for this operation.

How to pay bailiffs

Bailiffs act on the basis of a court decision. Otherwise, their actions will be considered illegal. Paying a fine to bailiffs will avoid other troubles, such as restricting travel abroad and the inability to drive a car.

Debt can be paid using the Internet. This method is suitable for those who value their time and do not want to stand in lines. It’s easiest for Sberbank clients. They can make payments via Sberbank Online. To do this you need:

• log in to the Internet banking website;
• log in;
• find the “Transfers and Payments” section;
• select the “Payment for services and purchases” tab;
• click on the “FSSP of Russia” button;
• transfer funds from your account.

Another positive quality of this method is the fact that the system does not charge commissions and payment becomes free.

Payment terminals

On city streets you can find a large number of terminals that allow you to pay existing traffic police fines, even if you don’t have an issued receipt or its number. It’s simpler here due to the fact that there is no linking to a bank card or there is no need to create an electronic wallet. Only the required action is selected from the menu, after which everything is paid in cash.

The driver's license number is entered into the terminal menu, after which all possible and existing fines appear. But even here you cannot do without a commission on the payment amount, which is 1 percent.

Pay a fine online through a mobile application

Today, the most convenient and fastest way to find out and pay a traffic police fine for a traffic violation is through mobile applications.
These are well-known mobile applications of banks and electronic wallets:

• Portal "Government Services" - download the mobile application for iphone, android, windows phone.
• Alfa Bank - Alfa Click. Download the bank's mobile application for iphone, android, windows phone.
• Sberbank Online - download the bank's mobile application for iphone, ipad, android, windows phone.
• Tenkoff Bank - download the bank's mobile application for iphone, android, windows phone. There is also a separate application from Tenkoff Bank for online payment of traffic police fines: download for Android and iPhone.
• VTB 24 - iphone, android, windows phone.
• Yandex applications - Download in the App Store, Google Play and Windows Phone Store
• Qiwi applications - download the Qiwi mobile application for iphone, android, windows phone.

Conclusion

You can choose any method of paying off the fine. Today there are several options for making payments, using any of them you will instantly make a payment and get rid of debt.

When drawing up a protocol

In order not to lose the receipt and then not look for ways to pay the fine without a receipt, it is best to do this on the spot, when the inspector has drawn up a protocol. Subsequently, no claims will be brought against the driver who violated the requirements of the traffic rules for failure to pay the fine on time.

For this purpose, inspectors have special cash registers that allow them to pay off the entire debt. You will also receive a receipt confirming the fact of payment. And any unlawful actions of a traffic police officer can be protested. And experienced lawyers will always tell you how to do this in a free legal consultation over the phone.

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What happens if you don't pay off the debt?

Before studying the consequences for an unpaid traffic fine, you need to understand whether they are relevant. To do this, you need to check the statute of limitations. This is done simply: two years are counted after the entry into force of the resolution. If the statute of limitations has passed, then payment may not be made. If the statute of limitations is still far from expiration, then you need to understand what consequences threaten.

Let's look at them using a specific example. If you have expired MTPL insurance, you will be fined 800 rubles. The first thing to do in this case is to make the payment on time (within 60 days). If this was not done, then after 60 days you will need to deposit 1,600 rubles. If the driver continues to refuse to fulfill his obligations, he may be arrested for 15 days or sentenced to community service. Also, the bailiff will have the right to put the debtor’s property up for auction and, through its sale, to cover the debt for overdue MTPL insurance and non-payment of a fine.