Do I need a diagnostic card when applying for compulsory motor liability insurance and its validity period?

What is a diagnostic card for MTPL?

A technical inspection is a procedure recommended for regular completion by all car owners. During a series of inspection activities, the craftsmen clarify the condition of the machine, identifying all sorts of deficiencies and detecting design faults. However, drivers who begin to take out the necessary insurance policy often ask what a diagnostic card for compulsory motor liability insurance is.

A diagnostic card is a document issued based on the results of a technical inspection.
The official paper contains information indicating the suitability of the vehicle for use. In the past, a similar form was issued in the form of a technical inspection coupon, but today, new regulations have replaced it.

How to fill out a car inspection card template

Filling out the diagnostic card is entirely the responsibility of the service station expert. We already know the appearance of the template and can track how correctly a company specialist will fill it out:

Make sure that all important fields are filled in and that the information about the vehicle is correct.
Look at the deadlines. For a car not older than seven years, the vehicle license is provided for 2 years. In other cases - for a year. The law does not require maintenance if the vehicle is new (not older than 3 years)
Make sure the checklist is marked accordingly. If the car does not meet the safety requirements for any of the specified parameters, the expert puts an “X” in the corresponding cell of the table. If there are parameters that cannot be attributed to this specific vehicle, a dash is added (the “-” sign).
What information does the expert include in the “unfulfilled requirements” section? The specialist indicates parts or assemblies in the vehicle that do not meet the requirements for the vehicle’s condition (i.e., have not passed expert testing).
For the car owner, the most important column in the DC will be the conclusion on admission or inadmissibility to drive on Russian roads. If there are complaints about the technical condition of the machine, the owner can eliminate them, about which appropriate entries are made in the “Notes” paragraph. 20 days are provided for elimination. After which the expert will make a final decision and reflect it in the “Check Result” column.

When is a MTPL diagnostic card necessary?

A diagnostic card is a form indicating the vehicle’s suitability for use in classic road traffic conditions.

It is necessary to obtain the appropriate certificate due to at least two situations:

This is the document required to obtain compulsory motor liability insurance. According to the law, owners of cars weighing no more than 3.5 tons will have to undergo a technical inspection to obtain the required certificate.
This is a document presented at the request of State Traffic Inspectorate employees. A traffic police representative may require an insurance policy, which must be carried by each driver. In the absence of the appropriate paper, the owner of the vehicle will be issued an administrative fine in the amount of 800 rubles.

Conditions for purchasing insurance

A compulsory car insurance policy is a document giving the right to receive compensation from the company in the event of an accident. It is advisable to familiarize yourself with all registration rules in advance. So, the key conditions for purchasing insurance include:

the policy is issued for one year;
registration of insurance is possible both online and by receiving a paper copy at the company’s office;
the owner has the right to choose any licensed company, and that, in turn, cannot refuse to issue it, but sets its own prices.

We also note that if the owner does not provide an inspection certificate in the list of documents, and the car is older than three years, then the company inspects the vehicle independently. When registering for compulsory motor liability insurance, a diagnostic card guarantees that the machine is in good working order and can be used.

The need for technical inspection

The serviceability of a vehicle is a mandatory element of the normal process of its operation. Please note that monitoring is carried out annually. In the first three years, car owners are exempt from undergoing maintenance, since it is believed that all its systems are in good working order.

From a logical point of view, the process is defined as follows. To drive a car you must have an MTPL policy. Its registration is possible if you have a valid diagnostic card. This, in turn, is obtained after passing a technical inspection. If there is no technical inspection, then by law you cannot use the car.

The legislative framework

The need to obtain a policy for all car owners is established at the legislative level. The corresponding rule was introduced in 2012 - it was then that the regulations for completing technical inspections changed.

Today, the legislative framework regulating the standards for filling out and using cards is as follows:

Federal Law No. 40-FZ “On Compulsory Insurance...”.
Federal Law No. 170-FZ “On Technical Inspection”.

Expert opinion
Valery Volkov

Insurance expert and auto lawyer

OSAGO calculator

Thus, the question of how to obtain a diagnostic card for compulsory motor liability insurance is answered by a number of state legislative regulations.

Why undergo a technical inspection?

The main reason why car owners are forced to check their technical equipment is to identify faults. Once they are eliminated, the machine becomes safe for use.

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The second reason is the purchase of a motor vehicle policy, which currently cannot be purchased if the technical inspection has not been passed. The exception is cars for which technical inspection is not required.

How to apply for a MTPL diagnostic card and how much it will cost

Vehicle owners who wish to obtain a form for compulsory motor liability insurance must contact one of the following places:

any regional division of the State Traffic Inspectorate;
non-governmental service accredited by RSA.

Motorists who choose a department of the State Traffic Inspectorate as a point of inspection will be forced to pay a state fee of 300 rubles for the services provided. Citizens visiting private services, as a rule, give an amount in the region of 1,000 rubles.

How much does a recreation center cost?

The cost of undergoing a technical inspection depends on the organization the car owner contacts. However, according to the law, in order to issue a diagnostic card, you must pay an amount that is regulated by the established tariffs of operators. The price varies taking into account:

vehicle categories within 600-1650 rubles in Moscow;
total weight of the machine;
maintenance locations.

For passenger cars, the established norm does not exceed 800 rubles. If you are offered a higher price, it is better to contact another organization.

Diagnostic card validity period

The validity period of a card for an MTPL policy depends on some variable parameters. According to current transport legislation:

cars under 3 years old do not require the described document;
cars 3-7 years receive a card for a period of 2 calendar years;
cars over 7 years require annual technical inspection;

The listed rules apply exclusively to cars whose weight does not exceed 3.5 tons. Other regulations apply to passenger buses, transport minibuses, etc. Drivers of cars used to transport people are forced to undergo a technical inspection every 6 months.

What is needed to successfully pass the technical inspection?

A fully technically functional car is the first thing you need to pass the inspection. It must have a first aid kit and a fire extinguisher with valid expiration dates, as well as a warning triangle. The average shelf life of a car fire extinguisher is 5 years.

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You cannot pass the inspection if, for example, there is a crack in the windshield on the driver's side in the area of the wiper. If the crack is located on the passenger seat side, it will not interfere with the successful completion of the inspection.

Advantages, disadvantages and legality of the electronic diagnostic record

The digital type of card is an electronic document sent by the registrar to the car owner.

The clear advantages of this certificate format include the following factors:

the simplest possible receipt scheme;
the card is issued within 30 minutes after application;
You do not have to visit a vehicle inspection center to receive the form.

The main negative point in the issue of electronic forms is the dubious legality of such documents. Today, Russian legislation does not provide for rules for remotely obtaining relevant certificates. Due to this state of affairs, electronic cards are not considered documents with legal force.

Voluntary inspection

Regardless of the year of manufacture of the vehicle, whether a diagnostic card is currently needed or not, the owner is given the opportunity to undergo maintenance at his own request at any time, and the service station does not have the right to refuse to provide the service. Unscheduled technical inspection of new cars is carried out according to the standard scheme upon presentation of:

passports of the person who applied to the car service;
driver's license;
car passport, certificate confirming its registration;
general power of attorney (if the procedure was not initiated by the owner);
receipts to confirm payment.

The main element of diagnostics is instrumental control, when special equipment determines whether the condition and equipment of the vehicle meets safety standards.

Additionally checked:

License plates, first aid kit, fire extinguisher.
Technical fluids (standard indicators are measured).
Brake system, correct functioning.
Suspension and steering for any play.
Lighting devices.
Door locks.
Exhaust toxicity level.

At the end of the assessment activities, the driver is given a diagnostic card with a conclusion authorizing or prohibiting the operation of the research object. The vehicle inspection results are entered into the EAISTO electronic database.

If the conclusion states that it is impossible to use the machine for its intended purpose, the owner must eliminate all identified faults within 20 days. The list of detected defects is written down in the document form. When repeating diagnostics at the same station, only the problematic elements from the list are checked, after which a new inspection card is issued.

Procedure for registering an electronic document online

Any vehicle owner can fill out the form online. You can follow the steps of the instructions even if you do not have advanced computer skills.

First, you should open any search engine and go to the website of a company engaged in remote processing of the necessary documents.
Next, the owner of the vehicle will be asked to create an application. As part of the application, you need to upload scans of the vehicle’s passport, as well as an identification document of its owner.
Then you need to wait for the official notification of registration of the submitted application. As a rule, such a message comes by email or phone number.
Next, the car owner must check the correctness of the service provided. You need to go to the EAISTO website and check the appearance of the form number in the open list.
The final stage is payment for services provided by any specialized company. A document received in electronic format can be saved to a computer and subsequently converted into paper form using the print function.

Where can I get a recreation center in Moscow?

The procedure for obtaining a diagnostic card is regulated by the legislation of the Russian Federation. Only officially registered organizations can carry out technical inspections. In this case, the specialist conducting the vehicle inspection leaves his signature on the document, since he is responsible for issuing the document. It is compiled in two copies, with an additional electronic version (duplicate file). One copy is issued to the vehicle owner, the second remains at the service station, and a duplicate is stored in the register.

Each card has its own identification number, which can be checked in the Unified Register. In Moscow, there are more than 10 service stations conducting official activities. You can find out the addresses of companies and use our help when passing a technical inspection by contacting our office in person or by phone. Today it is allowed to undergo maintenance at car services, specialized companies or directly at the traffic police station.