Table of contents
- What is a diagnostic card
- Who doesn't need it
- How to get
- Is it possible to get it online
- Why can they refuse?
- Buy a card without maintenance
- Get OSAGO without a diagnostic card
- Recover a lost card
Inspection rules change from October 1, 2021
The Russian government announced that amendments to the law on technical inspection will come into force on October 1, 2021. Previously, it was planned to change the maintenance procedure in March, but the deadline was pushed back due to the pandemic. We will update the article as soon as changes are made. Now the information in it is relevant.
What is a diagnostic card
A diagnostic card is the result of a technical inspection of a car. The inspection is carried out by accredited service stations. Thanks to the technical inspection, the driver and other road users are confident that the wheel of the truck will not fall off, and the brakes of the bus with children will not fail.
They will not sell an MTPL policy without a diagnostic card. The fine for driving without a policy is 800 rubles.
When to undergo technical inspection. It depends on how old the car is:
- from 4 to 10 years - every two years;
- over 10 years old, and also if it is a taxi or bus under 5 years old - annually;
- taxis and buses over 5 years old and truck trailers - every six months.
What changes from October 1, 2021. Diagnostic cards are becoming electronic. Information about cards is already stored in a unified automated information system (UAISTO). From October 2021, paper cards will be cancelled.
If it turns out that the driver received the old card without inspection, it will be declared invalid and information about this will be entered into the EAISTO. The company that issued such a document will receive a fine.
At the inspection station, information about the car, PTS data are written down on the card, an opinion is given and a stamp is placed. Using this card, the driver can obtain an MTPL policy
Validity period of the diagnostic card for MTPL
To obtain insurance, you must have a diagnostic card. It has different validity periods for different types of transport. Care must be taken to ensure that deadlines are met. At the time of the insured event, it must be valid. The insurance is for 1 year, and in some cases the card must be changed 2 times.
It is necessary to undergo technical inspection in organizations that have a license, so as not to receive a counterfeit and not lose insurance payments.
Who doesn't need a diagnostic card
If 4 years have not passed since the car was released, a vehicle diagnostic card is not needed.
Also, the law on compulsory motor liability insurance states that owners of several types of vehicles may not receive a policy, which means they do not undergo technical inspection:
- motorcycles that are prohibited from driving on public roads, such as off-road motorcycles;
- wheeled and tracked vehicles of the Russian Armed Forces;
- car trailers;
- tracked vehicles. For example, a bulldozer.
Car inspection frequency
How often do you need to undergo a technical inspection and what does the procedure look like for a new car? The decisive parameter is the type of vehicle. Currently the following rules are established:
- Category B vehicles, motorized vehicles, trailers and semi-trailers must be subject to technical inspection 3, 5 and 7 years after the year of manufacture. After the specified period - annually.
- Once a year, C-category cars, cars used for driving lessons, and vehicles with special signals are inspected.
- Every six months, owners of taxis, vehicles for transporting people, buses and cars transporting dangerous goods will have to undergo a technical inspection.
If, for example, a B-category car produced in 2021 was purchased at a dealership in 2021, then there is no need to undergo technical inspection. What does the diagnostic chart look like in this case? In such a situation, it simply is not issued.
If the car is already 3 years old from the date of manufacture, then it is necessary to undergo a technical inspection, because without it you cannot issue an insurance policy.
How to get a diagnostic card
Select a technical inspection point. Find your nearest service point on the website of the Russian Union of Auto Insurers (RUA).
Car owners have the right to receive a vehicle diagnostic card in any region. Also, starting from October 2021, mobile maintenance points will appear where there are no stationary ones, for example, in remote areas of the region or region.
Collect documents. Take your civil passport, STS or PTS with you.
Pay. The price depends on the type of car. For cars - from 500 to 1000 rubles, for trucks and buses - from 1600 rubles. Technical station employees are required to calculate the exact cost using the formula recommended by the Federal Tariff Service.
Wait until the work is completed. All components and assemblies must be checked:
- brake systems,
- steering,
- external lighting devices,
- windshield wipers and washers,
- tires and wheels,
- engine and its systems.
All work takes about an hour.
If an operator’s computer breaks down or access to the database is lost, starting October 1, 2021, he is required to enter the diagnostic card number and other data into the EAISTO within 24 hours and draw up a report of the technical problem. In addition, the operator is prohibited from accepting new machines onto the line until the problems are corrected. This means that if you arrive at the service point, but there is no access to the EAISTO database, there is no point in waiting. The operator will not be able to complete the inspection, issue a card and release the machine from the line until access to the base is available.
Get an electronic card - from October 1, 2021. If the car meets all safety requirements, the center employee will enter information about this, along with a photograph of the car and coordinates, into the EAISTO and certify it with a qualified signature. Previously, information could be entered into the database within 24 hours; now this must be done immediately upon completion of work. Internet access must be constant.
The validity period of the card will begin from the moment the information is in the database, and not from the day the card is issued.
At the request of the car owner, they can also issue a paper copy of the diagnostic card. It's free.
Why is it required?
The requirement to have a diagnostic card when concluding an insurance contract is mandatory.
This condition is enshrined in the amendment to the federal law on civil liability of car owners.
It came into force in 2013, but has changed:
- format of the document on the technical condition of the car;
- terms of issue;
- validity periods.
The absence of a technical document when checking the policy means that the insurance is fake and there will be no payment under it.
An expired card under a valid MTPL agreement does not exempt the insurer from paying due compensation.
The data reflected in the survey influences the decision to conclude a contract. How CASCO differs from compulsory motor liability insurance can be found in this article.
If the report indicates significant defects, the insurer has the right to refuse to issue the policy.
The video shows general information about the diagnostic card:
The document is required to be accepted, regardless of its expiration date: there is no requirement to comply with a time limit before its expiration. If the date of the next technical inspection indicated on the card is tomorrow, this does not mean that it is not valid for compulsory motor liability insurance.
All data and details of the organization that made the conclusion are included on an A4 sheet. It describes the functional state of the systems of the insured vehicle. The information is confirmed by the signature of the specialist who performed the diagnosis and is certified by the seal of the organization.
The form does not have a strictly regulated form. It is mandatory to list the parameters that ensure the safe use of the car.
During the initial check, the certificate is encoded with a 21-digit code, which is retained for the entire period of insurance, regardless of the owner and license plate.
The test results indicate:
- parameters by which inconsistencies were identified;
- deviations in the operation of components and systems;
- possibility/impossibility of application.
Diagnostics is not required if the vehicle's use does not exceed a 3-year period. For children aged 3 to 7 years, the technical report is valid for 2 years. If the vehicle is older than 7 years, then it will have to be checked annually.
Vehicles with a 3-year exemption:
- passenger cars (except those used for commercial transportation);
- cargo with a tonnage of up to 3.5 tons;
- non-commercial trailers and semi-trailers;
- motorcycles, scooters.
For cars, minibuses, buses, the frequency of technical control is 2 times a year, which must be taken into account for extended insurance.
To determine the end of the three-year grace period, it is necessary to take into account not the calendar year, but the current one (date of issue). In 2021, insurers will not need diagnostic cards for the current year, 2017, and 2021. For 2015, it is necessary to take into account the date and month of issue. Read what the OSAGO territorial coefficient is in this material.
When registering a new car, you must present its passport. You can undergo technical certification using computer diagnostics at auto repair shops whose addresses are available on the website of the Russian Union of Auto Insurers, or at the traffic police department. There are often insurance agents here offering to conclude a compulsory car insurance agreement, but to do this you need to have documents with you for registration.
Technical centers practice issuing inspections without inspecting the vehicle, according to the stated data. What you need to present:
- information about the year of manufacture;
- brand;
- mileage;
- PTS.
The cost of such a document is 1.5 - 2 times more expensive than a regular inspection. Find out if you can insure your car in another region here.
Is it possible to get a diagnostic card online?
It is not yet possible to obtain a diagnostic inspection card online. All offers on the Internet on this topic are deception and attempts to lure money. If you bought a card online, check its authenticity on the EAISTO website.
In the same way, the insurance company will check it when the driver buys a compulsory motor liability insurance policy. If it turns out that the card is invalid, the policy will not be issued.
To check the diagnostic card, enter its number in the last field and click “Check”
Is it possible to buy or extend an MTPL policy without a diagnostic card?
It is impossible to issue a policy without a diagnostic card. When purchasing insurance, the software of all licensed insurance companies requires you to enter a diagnostic card number. Unscrupulous insurers offer to indicate an arbitrary number. But if it turns out that the card is missing or was received at an unaccredited service center (the number does not appear in the EAISTO database), then if an insured event occurs, the third party will have to cover the damage from their own pocket. The insurance company will refuse to pay. And from March 1, 2021, a fine will be imposed for late maintenance and lack of a diagnostic card.
Why can they refuse?
If the car does not meet safety requirements, the technical inspection operator will send the driver to correct the deficiencies.
Tuning. This may include tinting, non-certified gas equipment, and other illegal design changes.
Malfunction. An oil leak, an excessively noisy exhaust, non-functioning wipers or a non-functioning seat belt are all reasons for refusing to issue a diagnostic card.
No first aid kit or fire extinguisher. The technical regulations of the Customs Union on vehicle safety say that the car must have a fire extinguisher and a first aid kit.
The period for correcting defects is 20 days. If the driver plans to undergo a second inspection at the same center, he can only pay for checking the components that were faulty.
The VIN number on the car and in the documents do not match. If the individual license plates of the car, the design of the body, frame or cabin do not correspond to the entries in the documents for the car, the diagnostic center employee will refuse to check and make a note in the EAISTO indicating the reasons for the refusal. Before October 1, 2021, he would have simply refused the driver the procedure without any records. If such a driver decides to go to another center, he will be refused right away - before all checks are completed.
If during the check it turns out that the citizen received the previous card without undergoing inspection, it will be canceled and information about this will be entered into the EAISTO. The center that issued such a card will be punished with a fine.
Checking the diagnostic card for authenticity
Despite the tough fight against fraudsters, cases of selling counterfeit diagnostic cards are not uncommon. Most often, this happens when shopping online. When such a document is checked by the insurer, a forgery is detected. The owner of a fake card will be unequivocally denied the sale of an MTPL policy.
You can check the card on the website of the State Traffic Inspectorate, or on the portal of the Union of Motor Insurers. After passing the inspection, each issued card is registered by the operator in the unified EAISTO database. To check, the car owner is required to go to the appropriate section of the website and enter the information requested by the system into the electronic form window. The check here is carried out at your choice: by card number, body, frame or VIN number.
Remember
- To receive a diagnostic card, undergo a technical inspection. It will take about an hour, costs from 500 to 1000 rubles.
- After all checks, information about the car, date and location will be entered into the EAISTO database. A paper copy of the card can be issued, but only at the driver’s request.
- They will not give a card if the VIN code under the hood and in the documents do not match, the car has unregistered tuning, malfunctions, or does not have a first aid kit with a fire extinguisher.
- If it turns out that the driver received the previous card without undergoing maintenance, the document will be cancelled.
- The diagnostic card cannot be purchased online. Vehicle inspection centers do not legally sell cards like this. If the center issues such a card, it will receive a fine.
- If you have lost your diagnostic card, contact the same center that issued the original. A duplicate costs from 50 to 100 rubles.
All articles by the author: Evgeniy Lesnov
