How to write a no-claims receipt in case of an accident?


If there was a minor accident on the road, where there was a collision or a pedestrian was hit, this situation can be resolved without the involvement of insurance agents and representatives of the traffic police to record the incident.

In such cases, a verbal agreement is not enough. Your mutual amicable decision on compensation for damage and the absence of claims against each other must be made in writing. Such a receipt in case of an accident provides an opportunity to resolve the situation.

In the event of an accident, the injured party may suffer material damage. According to the definition from the civil code, in such situations it is subject to full compensation from the funds of the guilty person.

In order for the no-claim receipt to have legal force, a number of rules must be followed so as not to subsequently become a victim of deception on the part of the perpetrator of the incident:

  1. The receipt is filled out identically on two forms, each of which is handed over to the injured and guilty parties;
  2. Filling out must be in writing. All conditions and decisions must be documented. An oral decision will not be valid and it will be impossible to prove an agreement based on the absence of a claim;
  3. Each party must be fully identified in the documents. This should include full passport data, full name, driver’s license numbers, as well as VIN codes and vehicle license plates;
  4. If the parties have damage to the equipment, it is necessary to describe them in as much detail as possible;
  5. The resolution of the claim is compensation for material losses. Therefore, it is necessary to indicate the amount that the guilty party transfers or the time frame within which it undertakes to carry out this action. In the receipt, funds are entered in digital form and in words, and the currency of payment is indicated;
  6. The injured party must write in his own hand that he has no claims after receiving the funds.
  7. At the end there must be a signature and a transcript of the initials from each party.

Such registration will be considered appropriate and each party will have confirmation of a mutual decision on this issue in writing.

About compensation for damage at the scene of an accident

It is possible to receive money from the insurance company in the event of a collision, but not immediately. If the damage was minor, then a receipt for receipt of money for the accident can significantly simplify this procedure.

In this case, there is no need to waste a lot of time, since such a document is drawn up on the spot and in most cases the funds are transferred on the same day.

A receipt for compensation for material damage in an accident must include several conditions. The main factor is the amount of compensation and the method of its transfer. It is important to take this point into account in the document. If the required amount is not available at this moment, by mutual agreement the transfer can be postponed for a specified period. It must be written down in the receipt.

It is also noted here that after receiving the established amount, the person has no claims. The document is valid for 3 years from the date of its preparation.

What if the culprit simply gave up his passport?

This is the most irrational solution for recording an incident.

  • Firstly, the seizure of a passport is prohibited for all Russian citizens (passport regulations),
  • secondly, the fact that you have a document from the culprit does not oblige him to anything - restoring it often costs much less than paying for the damage, and you cannot do anything.

In this situation, you should stock up on evidence about the accident itself and the elements of the violation from the second participant, and at the same time not lose your rights for leaving the scene of the accident.

About the absence of claims from the pedestrian

If a pedestrian was hit as a result of an accident, depending on the severity of his injuries, a no-claims agreement can also be drawn up with him. In such cases, the citizen, as well as the vehicle, receives material damage.

In such situations, it is important to negotiate the amount of compensation for the injuries received, and then formalize the decision in writing. In the receipt, it is important to describe in detail the situation in which the collision occurred.

Next, the pedestrian must write in his own hand that he has no claims against the driver who committed the collision. At the end, the amount of material compensation to settle claims from the injured party is indicated.

Who needs this receipt?

If the accident did not cause injury to drivers or passengers and both cars were not seriously damaged, then you do not need to call the traffic police (Article 2.6.1 of PP No. 1090). But both parties must play it safe and each make a written receipt stating that there are no mutual claims. This way you can protect yourself from a situation when one of the parties decides not to fulfill their promises and contacts the traffic police with a complaint against the culprit who allegedly left the scene of the accident. The receipt will prove the absence of mutual claims, both in the traffic police and in court. Therefore, you need to compose it correctly.

Similarly, such a document is used in case of an accident involving a pedestrian. If he has no claims in this situation, then let him write a receipt.

About the absence of claims from the injured party

There are cases in which the parties can come to a mutual decision after an accident that there are no claims. This often occurs when the damage is little or no noticeable. In such situations, a receipt is issued stating that there are no material claims against each other in an accident.

When there is no victim or harm received on either side, this fact must be written in the receipt by each of the participants in the accident. The circumstances under which the collision occurred are described in detail below. At the end of the document, each party must sign with the initials deciphered.

To whom should the document be given?

The receipt is drawn up in two copies for each participant in the accident. This is the case if the culprit of the accident is determined. If the drivers have no claims against each other, two different receipts are drawn up from each side.

If the culprit is identified, but the driver does not yet have the funds to compensate for the damage, then a corresponding receipt is drawn up.

In this case, the responsible person undertakes to carry out repairs or pay the due amount within the established time frame. In case of inaction of the culprit, a receipt is submitted to the judicial authorities to settle losses.

If the culprit of the accident is ready to pay for the damage himself

When the culprit of an accident is ready to pay the amount of damage caused, two documents are drawn up. If the payment is made on the spot, the guilty party writes a receipt indicating all the circumstances of the violation and damage caused.

The amount of compensation is indicated in numerical and capital values, as well as the timing of transfer of the amount. The injured party writes a receipt, where he notes all the damage received and evaluates its value. It is further written that the amount was received by the person in the prescribed amount.


Sample receipt from the culprit

Is it possible to file an accident this way?

The most important fact that you need to know is that you can write a receipt and not call the traffic police only if your incident can be formally documented using a European protocol. No, it is not necessary to fill out a notice, but the conditions must be met.

And there are 3 such conditions:

  • both participants have MTPL policies (then why do you need a receipt in case of an accident?..),
  • there are exactly two participants,
  • only cars were damaged (there were no injuries, deaths or damaged property not related to vehicles),
  • the incident occurred with the contact of these vehicles,
  • the amount of damage does not exceed 100 thousand rubles,
  • The drivers have no disagreements regarding the circumstances of the accident (including guilt).

So, if all these conditions are not met, you cannot leave the scene of an accident by simply writing this document by hand.

What's the matter? And the reason for this state of affairs is in changes to the Traffic Rules, according to which, now you cannot simply drive away, either with or without a receipt, without registering an accident.

Let's consider this issue in more detail! Firstly, the recently amended paragraph 2.6.1 of the Traffic Regulations in its 2nd paragraph prescribes that participants in an accident are not required to report the incident if, in accordance with the law on compulsory motor liability insurance, a European protocol can be drawn up.

And Article 11.1 of the said Federal Law just lists the above-mentioned conditions under which you don’t have to call the police.

Thus, in a number of cases, an absurd situation arises - it seems like a receipt for an accident is needed in cases where the culprit does not have compulsory motor liability insurance. On the other hand, if you do not have a valid policy, you cannot take out a policy without the traffic police.

But there is a way out - you need to write on the receipt not just the phrase “I have no complaints,” but indicate the fact that the accident itself did not occur. If we are talking specifically about the absence of complaints. We'll talk about this below.

Procedure for drawing up the document

If a question arises about how to correctly draw up a receipt, then instructions for proper execution will be published so that it has legal force and issues with additional proceedings do not arise.

In case of a transport accident, a receipt is written by agreement of each party. If disagreements arise regarding the procedure for compensation or admission of guilt, it is better to call traffic police officers and insurance agents.

It is important to consider here that the form of the document is not fixed by law. Correct execution of the receipt establishes that this type of agreement can be used in court if the guilty party fails to pay the prescribed amount within the period indicated on the receipt.

This form of the document must contain the details of each party. The places of registration and identification data of vehicles must be indicated. On the reverse side it is necessary to indicate the circumstances under which the incident occurred and its exact location.

The paper is compiled as follows:

  • the header contains personal information about the victim and the guilty party;
  • the reason why the decision arose by agreement of the parties is described in detail;
  • below it is indicated that each of the parties has no claims;
  • At the bottom of the form the date of preparation and signature of the parties is indicated.

After it is drawn up, the victim does not have the right to go to court or the traffic police when compensation for material damage, if indicated, on the date of execution of the receipt, he received the amount indicated in it.

Types of receipts

Filling out the form incorrectly or entering inaccurate information are reasons for invalidating the paper. Car owners can independently draw up the document depending on the situation. The main types of receipts in case of an accident: absence of mutual claims, compensation for damage, car repair. Each type has distinctive filling features.

No complaints

Participants in the accident have the right not to call a traffic police officer and not to document the fact of the collision. The absence of injuries, serious damage to vehicles, voluntary admission of guilt by one of the car owners - the conditions for drawing up a “I have no claims” receipt following the sample of a receipt for an accident.

It is important to know! A verbal agreement does not confirm a peaceful resolution of the conflict. In the absence of a completed form, one of the participants in the accident can subsequently report the traffic accident to the traffic police for legal proceedings for leaving the scene of an accident by another driver and for compensation for damages from the violator.

Compilation rules

The no-claims receipt is drawn up in two copies. Each form contains identical information. The differences are the individual appeal of the car owner. To enter the necessary data, it is recommended to fill out a receipt according to the sample, which can be downloaded in advance. The participant in the accident must check the accuracy of the specified information in the document left with the other driver.

Necessary information

The receipt does not have a strict structure. Information about the incident and the participants in the accident is presented in any form. Basic data:

  • document number (No. 1 by default);
  • date, time of registration;
  • collision location;
  • passport details, residential address of drivers;
  • information about vehicles;
  • witness's testimonies.

Car owners must describe that as a result of the collision there were no injured citizens or serious mechanical damage to the vehicles. Drivers indicate the fact that they independently resolved the conflict at the scene of the incident without filing claims. The document is signed by both participants in the accident.

About compensation

Participants in a road accident, if they have valid MTPL policies, can draw up a European Protocol to receive compensation from insurance companies. Significant disadvantages are an increase in the discount coefficient for accident-free driving, and the accrual of an insufficient amount for repair work. Drivers have the right to independently resolve the issue of the amount of damage and the method of transferring money.

It is important to know! Compensation may be provided at the scene of the collision or after a time determined by the parties. The amount of recovery from the at-fault car owner is calculated after a visual assessment of the damage to the vehicle.

Compilation rules

A receipt for receipt of funds in case of an accident is filled out by the injured party when transferring compensation at the scene of the accident. In other cases, the culprit draws up a document agreeing to compensate for losses. The receipt is issued in one copy. The other driver of the incident has the right to make a copy and have it notarized. The originator of the form passes the original to the second participant in the emergency situation.

Necessary information

The document is filled out in free form. To enter the necessary information, you should receive a receipt for compensation for damage in case of an accident. Basic data:

  • Document Number;
  • date, time, place of compilation;
  • passport details of the participants in the accident;
  • circumstances of the accident;
  • description of vehicle damage;
  • amount of compensation in rubles (indicated in numbers and words);
  • form, method, period of compensation for damage;
  • witness's testimonies.

The document must contain the consent of the guilty party to pay compensation in cash or by bank transfer. The paper reflects the procedure for compensation for damage. If the parties agree, the violator of traffic rules can transfer money in installments, in installments over a certain period, or pay the amount at the scene of the accident. At the end of the form, drivers affix and decipher their signature.

About car repair

The culprit of the accident may offer the victim to repair the damaged vehicle at personal expense instead of paying cash. With the consent of the victim, the parties draw up a receipt.

Compilation rules

When signing the document, car owners must set a deadline for repair work.
If the terms of the contract are violated, the victim has the right to file a claim in court demanding compensation from the defendant and a penalty for each day of delay. Only the owner of the vehicle can draw up a document confirming consent to repair a car if he has documents confirming the right of ownership of the property. The receipt is drawn up by the culprit in one copy and given to the victim.

Necessary information

The document does not have a strict form of completion. The information is presented in random order. Basic data:

  • Document Number;
  • date, time of filling;
  • collision location;
  • passport data of the participants in the accident;
  • damage to vehicles;
  • amount of compensation;
  • timing of repair work.

The parties can describe the circumstances of the accident and indicate the reasons for the collision. To confirm the information presented, drivers have the right to add witness statements to the form. At the end of the document, car owners sign with a transcript.

What information may be required?

To prevent any incidents from arising, and to ensure that neither party subsequently demands through the court that the agreement be declared invalid, the situation and all the details should be described in detail in the document regarding the accident that occurred.

To do this, you need to enter the following types of information into the document:

  • data of the participants in the accident;
  • type of compensation - payment for material damage or car repairs;
  • registration address of each person;
  • the fact of compensation if the action is performed at the time the receipt is issued;
  • a detailed assessment of the damage caused with a description of all damages and an indication of the approximate cost of correcting them;
  • signature of the guilty and injured parties.

When filling out the document form, the parties need to agree on the total amount of material compensation for damage. The claim will be precisely this, and if the parties to the accident come to a consensus on the established cost of repair work, the receipt will be finalized.

Otherwise, if there is a difference of opinion about the price, you will have to call the insurance service to estimate the cost of the work, which already cancels the legal force of such a document.

Is a receipt valid in case of an accident?

Analyzing judicial practice, we can conclude that a receipt for no claims in case of an accident has legal force. It can be considered by the court as evidence. However, there is practically no information about the legality of paper in current regulations. Thus, the law does not provide information about the rules for drawing up paper and does not establish its unified form. This allows a citizen to issue a receipt for no claims in case of an accident on his own. In this case, the content can be anything.

Experts advise having a prepared form with you. It will include detailed information about the accident that occurred. It is necessary to provide as much information as possible about the participants in the accident and what happened. A document acquires legal force only if it contains the passport details of the participants in the incident, the location of the incident and the signatures of the parties certifying the document. The paper is drawn up in 2 copies.

A receipt for no claims in case of an accident does not require certification by a notary. However, it is better to take care of this. So, if the issue of transferring a large sum of money as compensation is being decided, and the second participant in the incident does not inspire confidence, it is better to support the receipt with additional legal arguments.

What could it be:

  1. Certification of paper by a notary. The procedure is paid. The need to deposit funds is usually assigned to the initiator of the action. In this situation, a specialist can verify the identity of the person signing the no-claims receipt in the event of an accident. Notarization guarantees that the participant in the transaction has reached the age of majority and has full legal capacity.
  2. Supporting the document with the signatures of witnesses. In this situation, after the text in the paper, it is indicated that the receipt was drawn up and signed in the presence of witnesses. The following is a listing of them. The document indicates the full names of the witnesses. They then submit signatures.
  3. Use of video recording tools. With their help, the moment of signing a document can be captured.

Main mistakes when compiling

The main mistake of many car owners is a verbal agreement. The culprit does not always turn out to be respectable and pays the promised amounts, and without documentary proof of the obligation it will be impossible to obtain money through the court.

Another common mistake is briefly filling out the form without describing the cause of the accident and the injuries sustained. Subsequently, the culprit can challenge the previously drawn up act, citing the fact that the injured party independently included the items or was damaged in another accident.

The importance of a written agreement between drivers

The rules for concluding the documents and agreements under consideration are regulated by civil law. When drivers reach agreement and decide to independently regulate the issue, it must be secured so that all sorts of difficulties do not arise in the future.

As a result of an accident, property damage is almost always caused to at least one of the parties. In most cases, one of the parties is at fault, that is, not following a specific traffic rule. There are practically no accidents without violation of traffic rules.

Resolving the issue by drawing up a receipt is possible only with the consent of the drivers and reaching a common solution. In this case, the violator must admit his guilt and be ready to compensate for the damage voluntarily. Very often this happens right on the spot. If the drivers disagree, the issue is resolved with the involvement of a third party - the insurer.

IMPORTANT !!! Participants in an accident assess the extent of the damage, the approximate cost of repairs and other parameters, after which the culprit hands over the money. To confirm this fact, a receipt or other agreement is drawn up, according to which the injured party received the funds in full and therefore has no claims against the second driver.

Who needs a receipt? The document drawn up establishes civil legal relations for both parties to the accident, however, the receipt must first of all ensure the rights of the payer in case of dishonesty of the victim.

In the event of further demands by the victims for funds, the payer will be able to easily refer to the document drawn up. Naturally, in this case it will not be difficult to prove your case in court. Based on this, it is always important to record such actions by drawing up an agreement, and it is necessary to know the minimum requirements for the document to have legal force.

Why you don’t need to write a receipt on the spot

If the amount of damage incurred is significant and the amount of compensation will be large, it is better to formalize such an incident. In addition, if a third party is injured or involved in an accident, it will not be possible to draw up a receipt, since one of the participants in the collision will definitely disagree and will try to dispute his guilt.

Serious violations are subject to registration with the traffic police; if there are victims who need medical assistance, the receipt will be meaningless.

You should not draw up a report in a situation where a person cannot compensate for the amount of damage within 7 days. In most cases, if the culprit delays the reimbursement of funds for a long time, he will ultimately avoid fulfilling his obligations under the receipt in every possible way.

When at the time of the accident the culprit was under the influence of alcohol or drugs, there is no need to draw up a receipt, as this will be a fact of concealing a serious offense. In such actions, the victim, by releasing such a driver, exposes the public to danger.

If they wrote “I have no complaints,” but did they appear?

Everything is very difficult here. In 2021, there is judicial practice both to recover damages in this way in favor of the victim, and to refuse to satisfy the claim and win the culprit.

The main factors here are several subtleties:

  • even if there were no claims on both sides of the accident, such could appear later - that is why at the very beginning of the article we recommended writing correctly in the receipt not the absence of claims, but the absence of damage as such;
  • if you indicated the absence of damage, and there seems to be nothing to compensate, then the court may take the side of the victim if he manages to convince the judge that initially no damage was noticed, but later they were seen; this is especially true if the accident occurred in the dark and there was internal damage; but even in this case, the victim needs to prove the involvement of these injuries specifically in this accident, and in the absence of proper registration by the traffic police officers, this is not always possible;
  • when a formal event of a road traffic accident occurs, a composition appears to attract both of its participants to the deprivation of rights under Part 2 of Article 12.27 of the Code of Administrative Offences, so “suddenly” appearing damage or claims on a receipt may result in not entirely good consequences for both parties.

Making a return from the insurance company for compensation

There is an opinion that, having reimbursed the amount of material damage according to the receipt, the driver has the right to contact his insurance company and, on the basis of this compensation, reimburse the funds paid to the victim under the compulsory motor liability insurance policy.

Such forms of compensation do not exist and payment under compulsory motor liability insurance in case of an accident is carried out only on legal grounds, when the accident and damage to the vehicle have been documented by specialists of the company providing such forms of compensation. It will be impossible to return the money on receipt.

Video on the topic:

Pros and cons of drafting

Issuing a receipt for an accident is associated with a number of advantages and disadvantages. Experts include the following in their list of benefits:

  1. Speeding up the registration process. Those involved in the incident will not have to wait for the traffic police to arrive. The parties independently understand all aspects of what happened and make a decision.
  2. There will be no reduction in the bonus-malus ratio. Unregistered accidents are not taken into account.
  3. You won't have to wait long for the insurance company's decision. Payments can also be assigned by decision of the parties.
  4. The method relieves those involved in the incident from the need to collect a large number of documents. You only need to draw up a receipt in which you must indicate all the features of what happened.
  5. The method will allow you to avoid punishment if one of the drivers violated traffic rules.

However, by issuing a receipt, the parties are at risk. If important circumstances were not recorded in the document, you will have to prove them additionally. However, there may be no confirmation of what happened. If the terms of compensation are reflected in the document illiterately, this can lead to an ambiguous interpretation of the agreement and the emergence of disputes against this background. The amount of compensation does not always correspond to the actual damage, because the assessment procedure is not carried out. Subsequently, it will not be possible to change the amount indicated on the receipt. The cause of the incident and the person responsible may be incorrectly identified. As a result, a citizen who is not guilty of anything will have to provide compensation.

How can the culprit receive funds from the insurance company?

If the driver at fault for the accident compensated the victim for losses from his own funds, he can subsequently compensate for them by contacting the insurer. Only drivers with a compulsory motor liability insurance policy valid on the date of the accident have this opportunity.

To do this, the motorist must write an application to the insurance company and indicate that as a result of the car accident, the victim was paid an amount to compensate for the damage incurred. The insurer will need:

  • receipt for receiving money in case of an accident;
  • a valid insurance policy;
  • documents confirming the fact of the accident;
  • evidence of causing losses to other persons.

Despite the possibility of obtaining compensation through the insurer, in practice it is quite difficult to obtain a refund. As a rule, insurance companies require an independent examination or assessment of the damaged car. Difficulties arise if the victim has already repaired the damaged car. In such a situation, the payment will have to be returned through the court.

It must be remembered that after payments under compulsory motor liability insurance in case of an accident through an insurance company, the driver’s indicators taken into account when applying for a policy will decrease. In the future, the cost of insurance for the person responsible for the accident will increase significantly.

How to compensate for damages from the culprit of an accident?

In general, the person responsible for the accident has all the necessary papers on hand, including a compulsory motor liability insurance policy. In this case, the victim of an accident is lucky: he can expect compensation for damage to property and health from the insurance company of the culprit.

If an agreement on voluntary payment of expenses due to an accident cannot be reached, there are two options for compulsory collection:

  • Pre-trial claim. This method involves writing a demand for payment of those monetary expenses incurred by the injured person.
  • Filing a claim in court.

Degree of legality of the document

Currently, many controversial issues arise regarding official receipts issued in case of road accidents. The reason is that the process of writing a receipt and its role in legislation is covered rather sparingly.

The legislation simply states the permissibility of forming this document, but one or another unified form of such a document is completely absent.

It is for this reason that it is recommended to resolve the issue in advance with the availability of a special sample or form . If a difficult situation arises on the highway, the driver will only have to enter the required amount and details.

The receipt for compensation for damage or confirmation of the no-claims factor must contain the most detailed information related to the accident. The more facts are described, the better.

The reason for such a detailed description of the emergency is based on the desire and desire for litigation to occur. This rule applies to all types and categories of receipts.

If the driver responsible for the accident paid for the damage directly on the spot, he will also have to take a receipt stating that the amount of damage was paid and the victim has no claims. This will avoid certain troubles and difficulties.

If the driver was driving his vehicle as carefully as possible before the accident, he will need to first study the question of how the receipt should be written correctly, regardless of the current situation.

At the moment, three main types of receipts are used - about the absence of various material claims, about compensation for damage, and also about the absence of claims if the accident occurred with a pedestrian.

It is necessary to study the conditions and rules for drawing up a document in advance, since it is impossible to predict in advance when this document may be required. The no claims document requires special attention.

How to write a no-complaints receipt

What is a deductible in insurance in simple words
? Typically, such receipts are drawn up if two parties are at fault for a given accident. When there are no claims against each other, and the participants are ready to disperse without involving traffic police officers, you can draw up this kind of document to protect yourself from penalties. Both parties draw up receipts and exchange them. They are compiled in any form, however, there is information that must be specified:

  1. date of document preparation;
  2. information about the persons involved (full name, registration and residence address, passport and driver’s license details);
  3. information about cars involved in an accident, license plates, unique codes;
  4. circumstances of the incident;
  5. a statement of waiver of claims against another person without exerting any physical or psychological pressure;
  6. the amount of money received for the harm caused;
  7. signature of the originator, as well as witnesses, if any.

note

You should always check the document, because an insignificant error in the number or letter of the passport data or information about the car will invalidate it, as a result of which it will not be able to serve as evidence in court. Also, the paper should not contain grammatical errors, strikethroughs, or corrections.

Please note that the receipt must be kept for at least three years. However, if the document is drawn up during the trial, it is attached to the case file. In this case, it is better to make a copy for yourself, which is certified by a legal entity.

Important fact

A photographed or scanned document may raise doubts in the court.

Drawing up a receipt is one of the ways to resolve a conflict situation without involving government agencies, which will undoubtedly significantly save time, costs for examinations and the services of lawyers.

Law on drawing up a receipt after an accident

By virtue of articles and 1064 of the Civil Code of the Russian Federation, the harm that was caused to the victim must be compensated in full. The responsibility for carrying out the action rests with the person responsible for the incident. If we are talking about an accident, compensation is usually provided by the insurance company. The fact is that Federal Law No. 40 of April 25, 2002 obliges all citizens to insure motor third-party liability, purchasing at the same time the MTPL policy of the same name. However, paragraph 2 of Article 6 of the above regulatory legal act lists circumstances that are not covered by the policy.

Paragraph 1 of Article 14 of Federal Law N40 of April 25, 2002 lists situations in the event of which the insurer has the right of recourse against the citizen who caused the harm. This is possible if the person at the time of the incident did not have the right to drive a car or was intoxicated.

The above difficulties can be avoided by drawing up a receipt for an accident, the possibility of registration of which is provided for in Article 68 of the Code of Civil Procedure of the Russian Federation. Participants in the incident can independently agree to resolve the consequences. Agreements on the amount of compensation and the procedure for its provision are recorded in the above document.

How will compensation for damages be carried out according to the receipt?

If the culprit of the collision did not want to resolve the financial issue on the spot, but drew up a written obligation to pay the entire amount due to cover the damage in the future, the injured party should be prepared for various options for the development of the situation.

According to the law and common practice, if the debt document does not indicate the exact date of repayment of obligations, the payer should pay the recipient within a month from the date of its preparation. If damage compensation has not been paid after 30 days, the driver injured in the accident has the right to send the debtor a written reminder containing a reference to the legally established deadlines. The letter should be sent by mail using registered mail or delivered personally to the person responsible for the incident, having received his signature on the copy.

If the reminder has no effect, the deadlines have passed, and compensation has not been received, the recipient of the debt should apply to the court with an application to draw up a court order for the forced collection of funds.

In such proceedings, the statute of limitations is three years. At the same time, it must be calculated from the moment the injured driver has the right to receive payment, that is, from the date of the period specified in the document for compensation for the damage caused. Deciding to restore his rights through litigation, the plaintiff has the opportunity to request from the defendant not only the entire amount of damage due, but also compensation for moral damage.

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