Filling out a European accident report - sample 2021

A traffic accident can turn into a serious technical problem. In serious cases there are casualties. The process of completing the relevant documentation takes a long time. Today, many people see simplified document flow in the “Euro Accident Protocol 2019” procedure - reliable, objective confirmation of what happened to the car. The document is a full replacement for a traffic police certificate.

In what cases should you use the European protocol, and when should you call the traffic police?

Drawing up a European protocol at the scene of an accident is a convenient action, takes little time, and does not require the participation of professional services or consultants. The parties involved have the opportunity to record their positions and sign in confirmation of the reflected facts.

Compilation is not always possible. In some cases, it is impossible to register the fact of an accident without the participation of the traffic police. This includes situations:

1. A road traffic accident is accompanied by injured people. This includes pedestrians, road workers, drivers, passengers, utility workers, and others. The final state of health, how severe the injuries are, and the formulation of diagnoses are not taken into account. The important fact is that a person was injured as a result of the traffic accident in question.
2. The described event occurred with the participation of two cars (no more, no less). The presence of other vehicles is contrary to established rules.
3. Damage resulting from the collision must not be caused to any third party (vehicle). The category of inadmissible includes the property of legal entities and individuals not involved in the accident.
4. Both participants in the accident - vehicles - must have documentary evidence of insurance under MTPL.
5. When drawing up a European protocol, both participants must coordinate their views, prevent conflict as much as possible, and not have insoluble claims against each other.

If the above points are not fulfilled, the situation ceases to be subject to independent registration. Calling the traffic police to investigate the incident is a prerequisite. The fact must be dealt with professionally.

When the situation does not go beyond the agreed conditions, agreement is reached, and all regulated fields begin to be filled in.

Please note: practical assistance to road accident participants who have a “green card” is provided by an employee of the free information center of the Russian Federation (you can contact us by phone +7 (495) 641 27 87.

What is important?

When deciding to document an accident by drawing up a European protocol, you should know: according to the procedure, compensation for damage is provided in an amount not exceeding 50 thousand rubles.

There is a caveat: if the incident occurred on the highways of federal cities or their regions, the amount increases to 400 thousand rubles (the international limit for compulsory motor liability insurance).

The fact of the incident is confirmed by photos, videos, recordings from navigators, and other relevant registration systems. The location of the emergency area is clearly defined and documented.

Current questions and answers

• Question:
  What should I do if there were three cars involved in an accident?
  Is it possible to do without the traffic police? Answer:
  In this case, inspectors should be called. Otherwise, the only way to resolve the issue is without an insurance company. If the culprit is ready to cover all the damage, then we can solve everything among ourselves.
• Question:
  What if there are contradictions between the information contained in the notice?
  Answer:
  If we are talking about minor inconsistencies, then they need to be corrected and identical copies must be achieved. If there are significant disagreements, then you need to call an inspector.

What should you do after getting into an accident?

The introduction into force in July 2015 on the territory of the Russian Federation of the possibility of registering accidents by drawing up a European protocol made sense to free the roads from unexpected traffic jams;
drivers involved in an accident should move away faster. Delaying time leads to the creation of new emergency situations. The driver involved in an accident with a second car must display a warning triangle and immediately begin negotiations on completing the form. You should definitely find out whether the second participant has an insurance certificate and whether its validity period has been exceeded.

It would be a good idea to carefully examine yourself and the other participant in the accident for physical damage and injuries. Be sure to make sure: are two cars participants in the incident being recorded or are there unnoticed “second parties”?

The entire algorithm of actions of drivers involved in an accident is stipulated by the Traffic Rules and is mandatory.

Many people don't trust this method too much. They prefer to give explanations in person to representatives of the insurance company and the state traffic inspectorate; they are worried about the damage awarded and the possible incorrect identification of the person at fault.

What to do after drawing up the document

Both participants must submit documents regarding an accident registered without the traffic police to the insurance company. The culprit has 5 working days to do this, the victim has 15 calendar days, minus weekends and holidays. The agreement between the policyholder and the insurer may provide for other notification periods for the at-fault driver.

However, it should be borne in mind that the insurance company itself determines who is to blame for the accident, and its opinion may differ from the decision of the participating drivers. Therefore, we recommend that you contact your insurer as quickly as possible.

The European Protocol regulation allows the injured party to demand compensation for damage both from its insurance company and from the company of the person responsible for the accident. The one who provoked the accident provides the materials to his insurer, and many in this situation are concerned about what will happen to the culprit of the accident if the European Protocol is drawn up incorrectly.

Such worries are justified - incorrect preparation of documents can result in the insurance company refusing to pay the insurance compensation. In this case, the injured driver can file a lawsuit against the culprit. In addition to paying for damages from the accident, the defendant faces legal costs. The insurer's decision can be challenged in court.

Where can I get a European accident report form for 2021?

When a vehicle driver takes out a compulsory motor liability insurance policy, he is given a set of documents confirming the validity. Among them is the first copy of the notification form. The used original form can (you need to do this in advance) be replaced with a new one at the same insurance company.

Today, increasingly, registration of compulsory motor liability insurance is carried out electronically: the relevant necessary data is filled out on certain websites on the Internet.

By choosing this option, the electronic version of the protocol form (pdf format) is downloaded through your personal account on the website, it is easy to print. The action will not take much time and will allow you to produce an unlimited number of printed versions (even in case of accidental damage). Take care in advance: a completed document.

The only drawback of this method is the need to write the text by hand twice (original standard forms have a first sheet made of special paper that has copying ability).

Can't log into your account on the website? Take advantage of the information and practical help from the sites: “Consultant +”.

Conditions for drawing up a report without the police

The law provides for a number of road situations when, during a transport incident, you can do without the intervention of a police officer. What are these situations? Everything is quite simple. The document is drawn up if no passengers, vehicle drivers, or pedestrians were injured in a car collision, and no more than two cars were involved in creating the emergency.

In other cases, you need to call the patrol police, for example:

• the accident did not lead to serious consequences, but the drivers were unable to agree on ways out of the conflict situation;
• the collision occurred in a traffic jam;
• the driver of the vehicle drove into a tree, knocked down a fence, and had an accident without the participation of a second car;
• Passengers suffered minor injuries.

A European protocol can be drawn up when the cars have a compulsory motor liability insurance policy and the drivers are not under the influence of alcohol, drugs or medications. In 2021, the form has the same form that was approved in 2011 by Order No. 155.

ATTENTION !!! If vehicle owners take advantage of the opportunity to draw up a report, they can freely leave the scene of the collision and not report the emergency to traffic police officers. Participants in a road accident do not bear any administrative responsibility for the incident.

The protocol form is issued free of charge to all car owners who have an MTPL policy. If the document has been used or lost, the form can be obtained again from the insurance company's office.

The policy is printed on self-copying paper, so when filling out the document, two copies are obtained, one remains with the culprit of the incident, and the other with the driver of the damaged car. It is better to fill out information about a road adventure in block letters or in very legible handwriting. When submitting a policy to the insurance company, it would be a good idea to provide photographs from the scene of the incident or video from the dash cam.

What does the European protocol form look like?

Three stapled sheets of A4 paper, the first two are a practical repetition of each other. The first page automatically copies what is written onto the second, the third contains instructions for correctly filling out the document.

The rules provide for each driver to fill out the second page of both sheets with his own hand. For ease of recognition, the pages are colored differently: first, instructions – white, blue; the second is white, green. The form does not have state protection marks and is not subject to accurate recording or regulated write-off. Insurance companies have the ability to issue forms unlimitedly.

How to fill out the Europrotocol form?

Europrotocol is an officially approved form authorized for use by order of the Ministry of Internal Affairs of the Russian Federation No. 155.

How to fill out the European protocol?

Before you start filling out, make sure that you have the necessary pages of the form, take a regular ballpoint pen (fountain pens can smear and do not apply enough pressure to copy what is written onto the second page). Do not fill in with a pencil - it is easily erased.

The question often arises: does each driver have to fill out the form or will it be common for both? Only one form must be completed. It makes no difference which driver provides the original.

On the special fields of the front half of the form, space is allocated for describing the traffic accident. The circumstances, place of the event, date, time of recording, type, and nature of the injuries received must be clearly indicated.

Clause 14 must contain the availability and description of the technical condition of the car after the fact. The description is carried out specifically, clearly, indicating the main and secondary facts. The presentation is concise and literate. A similar approach is required for filling out documents by both affected parties.

The speech of the presentation should not contain common terms; technical breakdowns and damage are described in detail and clearly.

Damage may be hidden. Indications of their presence and origin must be taken into account and reflected.

The quality of filling out paragraph 16 is of great importance. It reflects the circumstances of the incident. It is necessary to create a description of a clear picture of the background of what happened; accompanying conditions; factors contributing to the creation of an emergency situation.

The maneuvers performed by the vehicles, the time, the reasons for the performance, and the presence of limiting circumstances are clearly described.

When describing, you must carefully adhere to the requirements of the “rules of the road.” In some cases, the circumstances described are violations of traffic rules. Often the cause of accidents is their basic ignorance (stopping under a “no stopping” sign).

Point No. 17 – drawing up a detailed diagram of the road section. When composing, you should try to display:

1. roadway markings;
2. display of streets, names, roads;
3. the presence of signs, signs, traffic lights, signs, signboards, and other signs present in the affected area.

The “Notes” paragraph is a place for adding additions, explanations, and definitions. A driver who considers it necessary to express a personal opinion can use the opportunity. Is there not enough space for the driver to express his own thoughts? Take a blank sheet of paper and write on it.

The driver, when presenting information when describing what happened, must be sincere and objective. The signature below certifying the information presented is confirmation of agreement with the information recorded in documents.

Attention, both drivers must endorse their own and someone else’s sheet.

The final decision of the insurance company and the amount of certain damage depend on the quality and completeness of the information presented.

The form must be filled out clearly and carefully, all items must be filled out, without exception, the information must be comprehensive. Items that cannot be filled in should not be left blank. It is allowed to write in them: “No information” or “No comments.” Examples of filling can be found on the relevant websites.

When during the final check you need to correct some points, do not ignore them. Additional information is entered, certified, and signed by both parties. It is better to avoid strikethroughs; information should be presented and recorded in a clear, readable, and correct manner.

If one of the drivers does not agree with the facts stated by the other party or does not consider himself to be at fault for the incident, drawing up a European protocol becomes impossible. The next step corresponds to the procedure for mandatory investigation with the participation of the traffic police.

Detailed guidance on completing the Europrotocol in 2018

The first 8 points of the Europrotocol contain general information about road accidents. These include:

1. Place of the incident. You must enter the exact address.
2. Date of. It is necessary to indicate not only the date, but also the time of the accident.
3. Number of vehicles that were damaged. A specific number is written down.
4. Number of people whose health was damaged. First, the number of wounded is recorded, then the number of dead.
5. Data on testing participants in the accident for alcohol intoxication. The corresponding box indicates whether such a check has been carried out.
6. Material damage caused to other vehicles or property. The answer is marked as affirmative or negative.
7. Witnesses to a traffic accident. This field contains the name and address of the person who saw the details of the incident.
8. Was the document drawn up by a traffic police officer? A negative answer is marked.

The remaining points (from 9 to 15) are filled out by drivers separately. Each of them writes down information about themselves and their vehicle, and also indicates information about their existing insurance policy. Let's look at this in detail:

1. It is advisable to pay special attention to paragraph 14 of the European Protocol. It details the damage caused by the accident. It is also important to carefully check the information entered by the other driver. Some participants in road accidents tend to exaggerate the damage suffered in order to receive larger insurance payments.
2. It will be beneficial for each of the participants in the accident to correctly register the information under paragraph 16. It is necessary to indicate the circumstances under which the accident occurred. This must be done truthfully, concisely, avoiding exaggeration. It should be understood that the presence of hidden damage will be checked by an expert.
3. When filling out, it is important to use precise terms that reflect reality in as much detail as possible. For example, there is a huge difference between overtaking and changing lanes. An innocent person may suffer due to misinterpretation.
4. Under point 17, drivers draw a detailed diagram of the accident. They indicate addresses, traffic patterns, traffic lights and other things that are important in the proceedings. It is important to indicate those parameters that could have prevented the accident.
5. The form includes a “Comments” field, in which you can enter additional information that does not fit under the other items, as well as important information that requires special attention.
6. After filling out the form, drivers sign it. Before doing this, it is important to carefully review both columns. This check will help prevent unpleasant misunderstandings in the future. After signing, the document is divided between the drivers. The signature on each of them means that the participant in the accident has read all the information and agrees with its authenticity.
7. The reverse side of the document is filled out after dividing the form. This is done by each driver individually.
8. It is important to remember that the form must not be damaged when submitted to the insurance company employees. You shouldn't lose it either. If it is necessary to correct information, a new document is filled out.

What should be shown on an accident diagram?

Road accident diagram is a section of the description of the place that maximally reflects the clarifying circumstances. The current situation may be affected by unnoticed signs, parking, signs, markings or signs. It’s difficult to describe, but to depict it schematically on paper is clear and expedient.

It is necessary to simultaneously draw the contours of the roadway, indicating the names of streets, house numbers, directions of movement of both cars, and a schematic designation of how the cars were located after the traffic accident.

The information is reflected against the background of the designation of traffic lanes, the direction of traffic, the number of cars, including the background.

Procedure for filling out the Notification of an accident

The obligation to fill out the Notice is stipulated in clause 41 of the OSAGO Rules. Issued upon receipt of the policy. The notice cannot be ignored, otherwise payment of the insurance amount will not be assigned.

The main part of the document, which has two copies of similar information, is signed by both participants in the road accident. The drawn up documents are handed over to two drivers (they have equal legal force). After signing and delivery, it is impossible to make additions or changes.

The second side of the European accident report form 2021 is filled out individually. There is no need to focus on the second participant in the accident. You can fill out the page at home, concentrating as much as possible. It is useful to consult a lawyer and get his answer on the correctness of the information.

A sample of filling out the European protocol can be found on the websites of Ingosstrakh, Reso-Garantiya, RSA, Garant, MAX - companies involved in car insurance.

How to free Europrotocol

There is no concept of the Europrotocol in Russian legislation. The word is borrowed from European practice, where drivers report accidents without involving the police in 80% of cases. In Russia, the Europrotocol refers to both the procedure for independently filling out papers by participants in an accident, and the official document that records the circumstances of the incident - Notification of an accident.

Since many car owners are looking for information about where to get a form and example of the Euro Protocol for recording an accident in 2021, we have provided all the necessary information in this review, including the documents themselves.

The new form of the Europrotocol was introduced by the Bank of Russia on October 20, 2017. It is valid for all MTPL contracts concluded after the specified date. You can distinguish the new form by the entries in the upper right corner:

Appendix 2 to Bank of Russia Directives No. 4192-U dated November 14, 2021... Appendix 5 to Bank of Russia Regulations No. 431-P dated September 19, 2014...

Previous forms of Notification of Road Accidents were approved by the Ministry of Internal Affairs of the Russian Federation. You can download the current Euro Protocol form from the link below.

Europrotocol

Drivers who have issued an MTPL policy before October 20, 2017, for the duration of its validity, can use the forms issued by the insurance company at the conclusion of the contract - the form approved by Order of the Ministry of Internal Affairs of the Russian Federation No. 155 of 04/01/11. The inscription in the upper right corner should refer to the corresponding document.

The forms are practically no different, and it is most logical to consider how the European Protocol is drawn up in case of an accident using the example of the new form of Notification.

Payment limit under the European protocol

The European Protocol provides for payments to victims of road traffic accidents of a certain size. The maximum amount since August 2014 was 25,000 rubles. Later amendments introduced changes in the amount of payments up to 50,000 rubles. The amount remains limited and is not subject to independent correction by the insurance company. The norm is confirmed by part 4 of article 11.1 of the Federal Law of April 25, 2002.

There is a significant exception. Applies to road accidents registered on the roads of Moscow, St. Petersburg, Moscow, Leningrad regions. When registering an accident that occurred in the specified territories without the participation of the traffic police, you can count on insured damages of up to 400,000 rubles. Maximum MTPL limit.

Instructions for filling out the Europrotocol

The European protocol consists of 2 sheets; on the first side, participants in an accident enter the following data:

• the location where the collision occurred and the exact date of the incident. If this happened in a populated area, you must indicate the actual address where the emergency occurred. If this happened on the highway, the kilometer number and its name are recorded. The time of the transport incident must be entered into the protocol with maximum accuracy;
• information about the number of vehicles damaged during an unsuccessful maneuver. Points 3 and 4 of the document are completed. According to the rules, there cannot be more than two such cars. As for the victims, such people should not exist at all. If the accident that occurs does not meet these criteria, you need to call the police;
• information about witnesses. If there are citizens who saw the accident, you need to enter into the protocol the name of the witness, place of residence and get his phone number;
• presence of a police officer when registering an emergency. It is clear that minor traffic accidents do not require the presence of a police officer. But in the protocol, you still need to tick the appropriate box;

IMPORTANT !!! Next, both participants in the transport adventure fill out information about themselves, their vehicle, and indicate information about the insurance company. At the center of the protocol is a questionnaire about the circumstances of the accident, where you need to identify the situation that led to the accident.

In addition, under the vehicle data, you need to indicate a list of parts and assemblies that were damaged in the collision. If the points listed above are completed, then proceed to drawing the road accident diagram.

First, the road is drawn, the names of streets, houses, and other identification marks are indicated, with the help of which you can easily determine where the collision occurred. After this, the cars marked with the letters “A” and “B” are schematically completed. The movement is shown by arrows, and the place of impact by the letter “X”.

ATTENTION !!! On the back of the protocol, drivers describe their vision of what happened. If there are no claims against the participants of the road adventure, then the protocol is signed and provided to the insurer within 5 days.

If it is difficult for you to understand how to fill out the policy, then you can download a free sample form on the Internet in 2021.

What to do after completing the European protocol?

The completed, verified protocol must be sent to the insurance company in a timely manner. It is not necessary to appear in person. Corresponding postal services are acceptable.

During the 15 days following the incident, you cannot begin to repair the damaged vehicle. Did a representative of the insurance company want to verify what happened or check the accuracy of the facts presented? The law allows for appropriate actions to be taken within 15 days.

Does the insurance company want to conduct a professional examination of the car? An official request is sent to the address of the participant in the accident. The interested party is obliged to provide the car to the place designated for examination no later than 5 days.

If the owner of the car fails to comply with the conditions, the insurance company has the right to apply the indicated sanctions and issue a refusal to pay.

Is it possible for the person responsible for the accident to further challenge the Notice that he signed earlier?

It happens that during an accident a person gets nervous, tries to concentrate, remembers, analyzes, missing important, significant nuances.

While filling out the protocol, he thinks about how logical and correct the presentation of the circumstances of the incident is. May make mistakes when describing details, forget to indicate important points. Anxiety is a bad helper.

When morale stabilizes, a person may remember additional facts and want to adjust the protocol.

After time has elapsed, one of the drivers may decide that pressure was put on him, as a result of which he signed the wrong document.

Is there a need to challenge what is recorded in the protocol and signed by both parties? The “rules of the road” do not contain a clear explanation. In practice, the infrequent application of the Europrotocol practice on the roads did not allow us to accumulate the necessary experience. But a clear negative answer cannot be given either. Defending personal interests is the legal right of residents of the Russian Federation.

When can you use the Europrotocol?

The practice of independently resolving conflict situations on the roads has long been widely used in Western countries. This method of handling minor accidents is very popular with many drivers who know their rights and know how to exercise them.

To use the new form of registration of a traffic accident, you must meet certain conditions:

• only two vehicles were involved in the accident;
• both drivers have active MTPL policies;
• no casualties;
• infrastructure elements are not damaged;
• the amount of compensation for damage does not exceed 50 thousand rubles;
• There are no disputes between the drivers; the culprit admits his guilt.

Important! At the slightest disagreement, the police should be called. Only they are authorized to resolve disputes between drivers in road accidents.

It is impossible to draw up a Europrotocol in cases where at least one of the road users has received some kind of damage. Even if the damage is extremely small, it is better to refrain from drawing up the Euro Protocol. In this case it will be illegal.

It is impossible to fill out a Euro Protocol (the form and sample form can be downloaded below) if only one vehicle was involved in the accident. For example, the driver lost control and flew off to the side of the road or hit a lamppost. In such cases, the law on a simplified procedure for registering a traffic accident does not work. Calling the police is mandatory.

If both drivers have their documents in order and have reached an agreement, you can quickly solve this problem by filling out the Europrotocol. After this, you can go about your business without even waiting for the traffic police to arrive. They may not be informed about the accident at all.

After the document has been drawn up, you must present it to your insurance agent, having first collected a complete package of papers. No more than 5 working days are allotted for this.

Question answer

The practice of using the Europrotocol on Russian roads is small. Motorists are not inclined to trust absentee registration of cases regarding road accidents, and they question the correctness of the insurance company’s decisions. Two participants in an accident rarely have the same opinion regarding the causes and factors of the accident. They evaluate the incident differently and determine the driver’s guilt. The corresponding section of the work of insurance companies reviewing European protocols contains many questions. The most typical are the following.

If your car is stopped after an accident, what should you show to the police? Why are witnesses needed?

A car after an accident is an unpleasant sight. Any traffic cop will stop you and inquire about the cause of the condition. Did the stop occur immediately after the accident? The driver has a European protocol with the signatures of the second party. The completed document must be presented to the inspector.

Has the protocol already been sent to the insurance company? Is it difficult to confirm a fact with reliable documents? It is useful to make a photocopy of the document and certify it in accordance with the established procedure. You will have to drive without repairs for the next two weeks. You should definitely take a photocopy of the protocol with you and present the document to the relevant structures.

Are certain circumstances preventing you from reaching an agreement with the driver or the other participant in the incident? It was not possible to draw up the European protocol, the approving signature was not received? How can I confirm to a traffic police representative that an accident has occurred? The way out of the situation is the testimony of witnesses who signed witness statements. To be sure, Rosgosstrakh recommends exchanging telephone numbers with witnesses and staying in touch with them for a while.

Is there anything more that can be done to ensure that future proceedings do not cause any difficulties?

To confirm the events that occurred, it is advisable to use photos, videos, and take testimony from witnesses (written or recorded on a phone voice recorder). You can try to take measurements on the road (braking distance or other details), they will also be useful.

Today, web cameras are installed on many sections of the road. It is useful to find out if there are any on the affected section of the road. If we can take testimony from them, it will be excellent confirmation of what happened.

Should I take pictures of what happened? If yes, how should this be done?

A photograph can play a decisive role in determining the sum insured. This is especially true for cases that are formalized using European protocols. You should choose angles for photographs as revealing as possible, do not stop at one or two photos, but take them from different points of view, at different scales.

Is it possible to submit a notice to the insurance company in which there are contradictions between the information about the accident provided by the participants?

A protocol with conflicting driver performance will not be accepted for consideration. One of the mandatory components of the “Rules for the preparation of European protocols” is the mutual agreement of two drivers regarding the stated circumstances of the traffic accident. Their consent is confirmed by personal signatures on both pages.

What to do when people have suffered damage to their health in an accident?

If at least one of the participants in the accident was physically injured, his health was harmed (even to a minor degree), drawing up a European protocol is not an acceptable option. Such situations are subject to consideration by traffic police officers. The driver’s step-by-step tactics are then as follows:

• stop, turn on the emergency stop signal;
• provide first aid, call an ambulance;
• call the traffic police inspector and clearly report the location of the accident;
• do not move from the place, do not erase any recordings from the video recorder until the police arrive.

If there are witnesses at the scene of the incident, ask them not to leave until the traffic police arrive or give written testimony indicating their passport details plus contact numbers.

Is it possible to use the Europrotocol if more than 2 vehicles are involved in an accident?

According to the law, such European protocols will not be accepted for consideration by insurance companies. These are mandatory requirements stipulated by regulatory documents.

Is it possible to issue a “Europrotocol” if one of the vehicles is not registered in our country?

The place of registration of the car does not matter for resolving issues regarding insurance payment. It is important that the motorist of a foreign vehicle has a compulsory motor liability insurance policy or a Green Card. With their presence, the regulations for completing the European protocol are no different than with the participation of two domestic cars. Insurance companies do not have the right to refuse such cases.

European protocol for non-contact road accidents

A non-contact accident is a situation typical of modern roads. When the result of an obstacle created by one of the cars is an accident for the second, this is the term they express.

In this case, there is no question of drawing up a European protocol. It is necessary to invite a traffic police officer who will immediately begin a trace examination. The work represents a whole complex of activities in which the circumstances of the accident, the conditions contributing to it, and the degree of guilt of each of the participants are clarified. The immediate objectives of a correct traceological examination are:

• recognition of objects by their traces;
• thorough inspection, determining the degree of damage to vehicles on the road;
• inspection of the scene of a traffic accident, linking the discovered facts to one or another means (broken glass, broken parts, scattered mechanisms, etc.).

Registration of the Euro protocol for CASCO

The CASCO insurance system does not provide for the registration of an accident by drawing up a European protocol. If the driver of the car involved in an accident has a CASCO insurance policy, calling a traffic police officer is mandatory. Upon arrival, he must carry out the necessary recording of the case and complete all the necessary documents.

Is an emergency commissioner required when registering the Europrotocol?

The law does not provide for the mandatory presence of an emergency commissioner in case of an accident with the registration of a European protocol. But at the request of one or both parties, this is not prohibited.

The form was filled out, photographs were taken, and the witnesses' telephone numbers were received. What to do next?

When the 2021 European Protocol form is filled out, you need to analyze how fully the facts confirming what happened have been collected. It's time to take as many necessary photographs and videos as possible, measure braking distances, identify the witnesses present, and collect their coordinates.

When the entire set of facts has been collected, the necessary documents have been filled out, the main task is to inform the insurance company. According to the new law, this is given 5 days, but you can contact the insurance agent in advance, consult what additional data may be needed, and whether an additional examination will be carried out.

Europrotocol is a modern way of resolving issues of insurance payment for road accidents without the participation of traffic police officers. It is efficient, effective and convenient. In such a situation, the driver does not have time to get his bearings and offer to register it. For traffic police officers, this is not a very desirable option: they do not draw up a protocol, do not punish the culprit, and do not participate in eliminating violations in the organization of traffic. However, practice is provided. It can be used successfully if necessary, especially on congested roads.

How to draw up a European accident report in 2021

So, in order to receive compensation under the European protocol, both participants need to agree with it . A valid notification form with the required set of data must also be used. In this case, standard rules of behavior in case of an accident are observed.

Where can I get the form?

The insurance company can explain how the European protocol is filled out. In the event of an accident, clients are given forms. If it is not available, the form can be downloaded from our website below and printed. As examples for filling out, you need to use samples from authoritative sources, including websites of government agencies, insurance companies and thematic legal portals.

Attention!

In 2021, the document form valid since June 2018 is used.

Download the European protocol form

What is the form

The standard form that comes as an attachment to the insurance contract is a sheet with an insert. When filling out the front page, all information is copied onto the attached sheet, so drivers receive two similar copies. Each participant is assigned their own column to fill out.

Important!

It does not matter which column “A” or “B” the participant chooses, or whether he takes the original or a copy for himself.

How to fill it out correctly

The European accident report, a sample of which will be offered on our website, must be filled out according to the following rules:

1. Use regular ballpoint pens with blue ink.
2. A pencil cannot be used, as there is a risk of abrasion of information and its spontaneous correction.
3. Gel fillers and other inks that are prone to smudging should not be used.
4. You can use a ready-made form from the insurance company or a printed 2021 form.
5. You only need to fill in those fields that comply with the rules of the European protocol.
6. The first page must contain identical information on both copies, the back side is filled out by each participant separately.
7. The notice must not contain corrections. Each adjustment is agreed upon by the participants and confirmed by two signatures.
8. If the information that the participant wants to present on the back of the form does not fit on printed media, then an ordinary blank sheet is taken. It must be indicated on it that this is an addendum to the notice, and in the form itself it must be stated that there is an addition to the protocol.
9. The form must be cut after each driver has filled out their column and entered general information and signed.
10. The back of the form can be completed at any time prior to submission to the insurance company and does not require two signatures.

If there are inaccuracies or uncertified corrections in the form, then additional investigation may be required and even a denial of payment.

What to fill out

As noted above, you only need to enter information in those fields that the warriors have the authority to fill out. In particular, they cannot determine the degree of intoxication; a dash is placed here. So, let's pay attention to the mandatory information on the title page:

1. Place. The address near which the collision took place is indicated. If this is a route, then the kilometer number is written down.
2. Date and time. The current date and minute-by-minute time are indicated.
3. Number of vehicles. We set the value to “2”, because if there are 3 or more cars, then you need to call the traffic police.
4. Number of wounded and dead. It is necessary to put a dash, because if there are victims, then the simplified scheme cannot be used.
5. Medical examination. We write “no”, since only inspectors have the authority to carry it out.
6. Damage to other vehicles and other property. Oh, since more than 2 participants are not allowed to register under the European protocol.
7. Witnesses. If there are eyewitnesses, then we indicate their full name + phone number + address.
8. Information about traffic police officers. There should be a tick next to the answer “no”, because this scheme does not provide for the participation of inspectors.

Starting from the 9th point, the sheet is divided into two columns, which each participant must fill out independently. It doesn't matter who enters the data first.

1. In paragraphs 9-11 you need to provide information about the car, owner and driver.
2. In line 12, information about the insurer is entered: name, validity period and date of issue.
3. Location of the first collision. In the picture, an arrow is placed near the part of the car where the first blow occurred.
4. List of damaged parts. It is necessary to describe all parts of the body that were damaged (broken off and damaged).
5. Notes. The party at fault for the collision is indicated if this is obvious and the driver agrees with the offense.
6. Circumstances of the accident.
7. Scheme. This is a very important part of the notice. It needs to be presented in the form of a graphic diagram. Streets, buildings and other stationary objects are drawn. The arrows indicate the direction of movement, and the cars themselves are indicated by rectangles. Each schematic image must be deciphered at the bottom of the diagram.
8. Signatures of the parties.

Important!

By signing the completed form, the participant agrees with all the information contained in it. He can detail his vision on the back of the sheet.

Information on the back of the form:

• The first is the vehicle. We put o, “B”, depending on which column was filled out.
• The second is the circumstances of the accident. State how you see the situation. Specify the time, place, number of participants, license plates and other important points.
• Third, the vehicle is under control. We write who was driving, the owner or the driver.
• The fourth and fifth are a dash.
• Sixth – the condition of the car. We indicate whether the vehicle can move under its own power. If not, write the parking address.
• Seventh – note. Here it is important to write down what photo, video evidence or written applications you have.

At the end of the page there is a signature + full name with a transcript, as well as the date of completion.