Template for filling out the OSAGO policy of series EEE I OSAGOiKASKO.NET ™

With the advent of electronic insurance, many drivers are interested in: how to correctly fill out and print the form and the MTPL agreement? Some drivers are mistaken in thinking that the issued protection must be collected from the insurer's office after payment. You can receive a full-fledged electronic policy without leaving your home. In this article we will look at how to enter data correctly and why it is necessary to check the executed contract. We will place special emphasis on the sections of the electronic application, which must be completed in order to send the document for registration to the RSA.

What documents will be needed

To correctly fill out any form, you need to prepare several documents that every vehicle owner has on hand.

You will need:

personal passport;
document for the car confirming ownership;
driver license;
received compulsory insurance contract.

Please note that the insurer may request all of the listed documents in the original. When receiving information online, you will need to take high-quality photographs of the documents and send them to the insurer at the specified email address.

Differences between new and old policies

Fake policies are not uncommon, so it is important to know what the correct document looks like. It is worth noting that the electronic version is identical to the paper version. The main difference of the policy is that color protection has been strengthened. It contains 12 shades and has graphic patterns. There is a smooth transition between colors, starting with yellow and ending with lilac. The letters have become larger. This is one of the noticeable and good innovations.

The document has watermarks, which provide additional protection against counterfeiting. If you point the paper towards the light, an outline of the car will appear. There must be a RSA signature, left and right.

There is a metal thread in the document, and the word polis is made from it. One of the innovations worth noting is the QR code. It appeared in 2021. With its help you can quickly find out basic information about the vehicle.

OSAGO policy forms

The insurance industry, namely compulsory motor liability insurance, is strictly controlled by the state, since it is a compulsory type of insurance. The state not only monitors the quality of service, but also strict reporting documents, which are strictly transferred to each company under a special act.

As soon as amendments are made and the policy changes, the company receives new OSAGO forms and submits the previously received ones according to the inventory. Each document has a unique number, which consists of 10 digits.

In 2021, insurance companies are issuing pink insurance (previously green). You can also visually see that the new form of the MTPL agreement:

It has a new series of documents “EEE”, instead of the previously familiar “BBB”.
Graphic patterns have been added to the insurance as a degree of additional protection. The most difficult thing is the so-called color stretching, which starts with yellow and smoothly turns into a pink tint. It is unlikely that it will be possible to fake something like this.
The font of the written text of the lines has changed. The letters have become a little larger, which makes them easier to read.
New watermarks have appeared on the document as an additional degree of protection. As for the old watermarks, they remain, only their location has changed. To verify the authenticity, it is enough to hold the contract up to the light and the RSA logo and several cars will be visible.
A new metallized thread has appeared, on which there is the inscription “polis”. This new technology allows you to protect your policy. If you believe the experts, then scammers cannot make such a thread.

Additionally, it is planned to introduce a special QR code, which will be located at the top of the insurance policy. It is by using the specified code that each client will be able to find out information about his insurance company, which car is insured under the specified number and driver data in the unified RCA database.

you can download from the link on our website.

Insurance managers or representatives of insurance companies are required to fill out the form only in block letters, through special programs. A prerequisite is that the program automatically checks all driver information on the unified RSA portal and at the end of the day sends data on all executed contracts.

In the sent report, RSA receives:

date of execution of the contract;
name of the insurer;
insurance period;
period of use;
car make and model;
vehicle identification number;
Full name of the policyholder.

The client does not need to fill out a policy. With electronic insurance, the document is automatically generated.

The cost of a template for filling out an MTPL policy is 200 rubles.

The template form is presented in a WORD file and is universal for all types of OSAGO forms of the EEE series.

You can receive a file with a template for filling out OSAGO - now only on a paid basis.

1. To receive the MTPL template, you need to make a payment to a Sberbank card 4276 3800 4450 37662. In the “Message for transfer” field, indicate your email where to send the “Template for filling out the MTPL”3. If you have any questions, write to us by email. Applications are processed from 10-00 to 19-00 (Moscow time)

How to check the form

Since there is a lot of fraud in the financial sector, vehicle owners, after drawing up a contract, ask themselves: where can they check the received OSAGO form with a stamp?

It is important to consider that experienced experts advise checking the authenticity no earlier than 3 days from the date of registration. If you used electronic insurance services, the policy number will be instantly registered on the portal.

To obtain information, you need to visit the official RSA portal. It is worth noting that the site operates 24 hours a day, even on holidays and weekends. To receive information, you do not need to register or provide personal information.

How to check the OSAGO insurance policy form with a stamp:

1. First of all, you need to go to the RSA portal and select the section “Information for policyholders on the status of MTPL policy forms and the date of conclusion of the contract.” This section is located in the “MTPL” tab (Information for policyholders and victims).

2. Next, you need to indicate the number of the policy received and the series. It will take you a few minutes to enter this information.

Based on the results of the request, a detailed report will appear, which will include:

status: registered or clean is with the insurer;
name of the company under which it is registered;
validity period (if issued);
date of registration.

If, as a result of the request, the specified information is not available, then the document is fake or has not yet been registered on the unified portal. As for the second option, it can only be checked in person at the office.

3. To check, you can use the service of trusted brokers, such as banks.ru. To obtain information, you must visit the official website of the specified broker and use the search for information that is available in the “Insurance” section.

Data verification on the portal is also free and does not require registration or entering personal data.

Features of downloaded OSAGO forms

Greenish paper with red fluff. Upon closer inspection, you can see small red fibers on the form, which are pressed into the greenish paper. This shade occurs due to the fact that a green micronetwork was applied over the entire surface of the document. When the document is torn, they will clearly stand out in the overall structure of the sheet.
Sheet format is larger than A4. The usual A4 format for such documents is not used in this document. And it exceeds it in length by almost 1 centimeter.
Availability of watermarks. If you illuminate the form, you can see the watermarks, namely the emblem of the Association of Auto Insurers of All Russia (RSA). If these watermarks are printed in a mirror image in front of you, it is a fake. In the originals, when viewed from the front, you will see it as it should be.
Availability of an insurance company stamp and a unique form number. The unique number of your document will be located at the top right. When you feel it, you feel the bulge of the numbers. It consists of 10 characters. The insurer's stamp is also convex, with clear data on it, without blurring or inaccuracies.
Metal strip on the reverse side. Turning the form over to the reverse side, you can see a clearly visible metal strip on the right. About 2mm wide, smooth to the touch.
Other indicators of authenticity:
high-quality paint - clean hands,
series is only EEE, others are no longer valid.

Availability of a seal – the usual “wet” seal will obviously not be here, so don’t worry and run to the nearest branch of your insurance company for certification. The electronic policy you receive will have an electronic stamp, which you will receive along with the policy.
Is it suitable for insurance? Thanks to innovations in this area, insurance is completely legal even when purchased via the Internet on the website of an officially operating insurer. After payment and entering all the necessary information and assigning a unique number to the document, it will automatically be entered into the all-Russian database of MTPL insurance policies.
Advantages of an electronic policy:
Saving time and convenience also lies in the fact that you no longer need to search for the right insurance agents with the policies you need, everything can be done via the Internet.
The application for the policy is filled out in a comfortable environment for you, without participating in queues for them.
You don’t have to spend cash on the policy, but use your electronic money.
You will be freed from the intrusiveness of an insurance agent who wants to sell you some additional product.

Important!
You can issue an insurance policy in electronic format only if you have previously issued a policy from this insurer, but in paper form. To complete it you will need:

personal identification documents of the policyholder and the owner of the vehicle,
technical passport for transport,
documents confirming the right to drive vehicles of all drivers admitted to transport,
document confirming that the vehicle has undergone technical inspection.

Important! This data needs to be entered into the online information space of the Union of Russian Auto Insurers.

Important points of electronic MTPL policies:

inaccuracy in the information you provide will invalidate your policy,
an individual’s application for a policy must be certified by a standard electronic visa, and a legal entity’s by a qualified one,
an electronic signature is equal to a signature made in one’s own hand,
The individual must indicate his SNILS number in the application - it will be your signature of the electronic plan.
The paid electronic policy will be sent to you by email, with a visa of an enhanced plan and advanced qualifications, and then entered into a special information system.

The new policy was presented at the beginning of 2021. They officially entered the document flow on July 1.

Now, instead of a two-color document, car owners began to be issued policies that have a rather complex color scheme with a predominance of lilac.

High-quality document protection against counterfeiting is manifested in the following innovations:

Double-layer printing with contrasting background. This increases the overall difficulty of making counterfeits at home.
Complete font change. Now the document number, its name and main points are filled in with different font options.
The watermarks have become of a different shape, and their location has also changed. Also, SAR watermarks appeared around the edges of the document. In the center you can see the background image of the car.
A security metallized thread passes through the paper fibers. Above it is the inscription of the policy - OSAGO. Along the entire length of the line there is the inscription “policy”.

Representatives of the insurance company are given the opportunity to place a QR code in the upper right corner. This is an ideal opportunity to compactly place basic information about the insurer on a document.

In the future, information about the owner of the car for whom the policy is issued will be entered in this place.

It took the developers two years to develop and implement the new policy. The adopted innovations automatically affected the cost of the document; it increased in price by about 15%.

Additional expenses are included in the cost of the document, in the price rates of generally accepted compulsory insurance.

Check the policy form in the office

To check the completed document, you should contact the insurance company, having in hand a complete package of documents (passport and insurance). It is important to understand that only the policyholder or another person will be able to obtain information if they have a notarized power of attorney.

In addition to your passport and insurance policy, you must fill out an application in which you ask to provide a detailed report on the issued form. The request will require you to indicate:

name of the insurance company and name of the director;
personal data and contact details;
number of the insurance received: series and number.

It is worth noting that it is imperative to indicate the time frame within which you are asking for a response. As a rule, a period of no more than 3 days is indicated. Employees of companies such as VSK, SOGAZ and Ingosstrakh provide a detailed report immediately on the day of application, which is very convenient.

Is it possible to fill out an MTPL insurance policy by hand in 2021?

According to:
The compulsory insurance policy form has a uniform form throughout the Russian Federation.

Regulations on the rules of compulsory civil liability insurance of vehicle owners" (approved by the Bank of Russia on September 19, 2014 N 431-P)

No legislation specifies exactly how compulsory motor liability insurance can be filled out; therefore, it can be either printed or filled out by hand.

Important!

When filling out the necessary data using a pen, the form must be two-layered. If you are confused by this fact, then you can always call the insurance company and clarify whether your policy data was entered into a single database or not. You can also always look at the current sample of the MTPL contract on the official website of the Russian Union of Motor Insurers.

However, keeping up with the times, policies filled out by hand are becoming a thing of the past. Currently, compulsory motor liability insurance is filled out using a computer or electronically.

How to fill out an MTPL application

When drawing up an agreement in the office, each client must print out an approved application form in advance and fill it out. It is very important to enter data not only correctly, but also reliably.

The application form for MTPL insurance can be downloaded both on the official portal of the RSA and on the official website of the insurer. For your convenience, we suggest downloading the template on our website and saving your personal time. (insert link to document here).

This document is the same for all companies, so you should not search on the Internet specifically for the application form for Rosgosstrakh or Reso.

The entire statement is divided into 7 sections. Let's take a closer look at what information needs to be provided:

1	It is necessary to indicate the personal data of the policyholder and the owner of the car, such as: last name, first name and patronymic; date of birth; passport data: series and number; registration address; mobile phone number for contact.
2	You will need to indicate all the details of the vehicle in respect of which mandatory protection is being issued, namely: make and model; an identification number; year of issue; number of horsepower (load capacity or number of seats); PTS or STS data; car number; unique diagnostic card number. You will also need to indicate for what purpose the car is used: personal, taxi, etc.
3	Below are the details of the drivers who will be allowed to drive. Please indicate: last name, first name and patronymic; date of birth; series, number and date of receipt of a driver's license. Do not forget that within the framework of the mandatory product you can enter no more than 5 drivers.
4	In this section, you must indicate the period of use of the vehicle. Within the framework of compulsory insurance, no more than three periods can be used. Next is the signature, date and transcript.
5	The policyholder does not need to fill out three sections, since all the data is entered by the insurer.
6
7

It is worth noting that individuals or legal entities can fill out the document on a computer. After the application for concluding an MTPL agreement, you must print it out and put a signature and seal (for the organization).

You can also find a sample application on our website. (Insert sample here).

What is OSAGO

The term OSAGO means compulsory motor third party liability insurance. Cars are subject to insurance. After all, if an accident occurs, they may be harmed. Under compulsory motor liability insurance, payments are made to those people whose cars were damaged as a result of an accident. But, this only applies to third parties in an accident. For example, if a driver gets into an accident, causing damage to another car, the insurance company that issued the compulsory motor liability insurance is responsible for the payments. There is no compensation for the driver specifically. For this, another CASCO policy is issued, or the payment is compensated by the insurance company of the second participant in the incident.

Thus, the driver’s task is to choose the right insurance company. In the event of an insured event, representatives of the insurance company will sort it out among themselves, which is also very convenient.

It is worth noting that the policy costs the same everywhere. It doesn't matter whether it's a well-known company or a newly opened one, the price is the same. Because it is approved by law. This type of compulsory motor third party liability insurance is used not only in the Russian Federation.

Checking the form using the RSA database

It is no secret that insurers often lose strict reporting forms. If a manager has lost a strict reporting document, then it is necessary to immediately write a statement addressed to the manager, indicating the document number and for what reasons it was lost. Next, a statement is submitted to the police and RSA.

To account for the so-called “losses”, a special section has been created on the RSA portal. To obtain the data, just visit the section “OSAGO: invalid policies” and download the database in an Excel file. You can check the future form by searching. As a rule, such a check takes no more than 5 minutes.

If the future policy number is not on the list, you can sign and make payment.

How to fill out the application form for a duplicate

If the form is lost after concluding the MTPL agreement, you can write a statement and request a duplicate. In this case, the insurer is obliged to issue insurance immediately on the day of application.

The application must include personal data and information about the vehicle in respect of which the electronic contract was issued.

In the received agreement, in clause 8 there will be a note indicating which document was replaced by a new document. Also, all necessary information will be sent to the unified RSA database.