What is a diagnostic card
A diagnostic card is a document that confirms that the car is in proper technical condition.
Due to changes in automobile legislation in 2011, it became a replacement for the vehicle inspection ticket. They look very different. The inspection ticket looked like a green card, on both sides of which the relevant information about all the necessary degrees of protection was applied: a hologram, a unique number, hidden markings, a special microstructure.
The map is an A4 sheet. It includes information about the technical condition of the car. The document contains 65 information blocks that contain data on those machine systems that ensure its safe operation. That is, this document confirms that the car can be driven safely.
The card does not have an approved appearance - it depends on the organization that issued it. The legislation regulates only the presence of the indicated 65 blocks.
Do you need a diagnostic card for compulsory motor liability insurance in 2021?
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In most cases, it is impossible to obtain a policy without a diagnostic card. If this document is not available, traffic police officers may recognize the MTPL policy as fake. Maps are entered into the EAISTO database. Information about them is stored there for five years.
However, in some situations the card is not needed. This applies to the purchase of a new car and a car less than three years have passed since its release. If the car is older, you cannot do without a diagnostic card.
To determine the age of the car, the owner must provide the insurer with a vehicle passport. In accordance with the law, it is this document, and not the date of actual manufacture of the car, that must be used to calculate the full years of transport.
The diagnostic card is issued in two copies. One is given to the owner of the car, the other remains at the VET. The document must include the signature and seal of the expert who assessed the vehicle. In addition, the card must have a unique 21-digit number. It is he who is entered into the EAISTO database.
Penalty for not having a vehicle inspection ticket
More recently, when traffic police officers discovered that the driver did not have a vehicle inspection ticket, the license plates were taken away. The driver had a lot of trouble after this, since it is not at all easy to restore them. By 2021, this method was no longer used, since the presence of a huge number of fake numbers on the market showed the ineffectiveness of such punishment.
At the first unpleasant meeting with law enforcement officers, the matter may end with a warning. Subsequent times will result in fines of 500 - 800 rubles, depending on the situation (fines are not imposed on all categories of transport).
It is clear that checking a vehicle for serviceability exists, first of all, for the safety of the driver himself and those around him. It has a diagnostic purpose and is required for insurance. Well-studied rules and compliance with technical inspection deadlines will help you avoid difficulties and troubles when meeting with representatives of the law.
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Where to get a diagnostic card
Technical service stations (STO) and technical inspection points (PTO) have the right to issue diagnostic cards and conduct technical inspections of vehicles, respectively. But even among these companies, not all stations and points can conduct technical inspections, but only those that have received accreditation from the RSA and have entered into a special agreement with the Ministry of Internal Affairs.
You can find out whether the item you are interested in is on the list of such companies in the following ways:
- Go to the official website of the Russian Union of Auto Insurers (RUA) and find information there about all technical and service stations that are accredited. You can select any convenient organization, and also print the list.
- Another option is to ask your insurance company about where you can get a diagnostic card. Insurers have lists of all technical and service stations that have accreditation.
Its validity period
The duration of the diagnostic card is determined by the life of the machine, its size and purpose.
- If the car has been used for no more than seven years, you need to undergo a technical inspection and receive a card every two years.
- With a service life of seven years or more, a technical inspection must be carried out once a year.
- Owners of cars intended for transporting passengers (having more than 8 seats) must receive a diagnostic card at least once every six months.
How to get a diagnostic card: a guide to action
To pass the inspection and receive a diagnostic card, you need to do the following:
- Select a service station or technical service station where you will undergo a technical inspection. This must be an accredited company. By law, a driver can undergo inspection in any city and region of the country, regardless of where the car was registered.
- Conclude an agreement with the selected company and pay for services.
- For the procedure, you will need to present an identification document of the driver and a vehicle registration certificate.
- It is also necessary to provide the vehicle for diagnostics. It is important that its condition is in good condition, since otherwise it will not be possible to obtain a diagnostic card. If the result of the technical inspection is unsatisfactory, the driver will receive 20 days to eliminate the defects. If this is done, you will be able to get a second inspection from the same company during this time, free of charge. In this case, not a full inspection is carried out - only detected faults are assessed.
Nothing has changed in the inspection procedure itself. The car is driven to a special stand, then specialists inspect its visibility elements, check the serviceability of the brake system, the functioning of the alarm and lighting system, exhaust toxicity, the presence of a first aid kit, a fire extinguisher, and so on.
If you lose your diagnostic card, you need to contact the service station or technical service station where you received it. The service will cost 300 rubles.
List of documents required to undergo technical inspection
Often, when applying to government services, you have to return there two or three times due to the lack of some, well, very important document.
At these moments, there is not enough list of documents required to receive a certain service. Here is the list of documents for registration of maintenance:
- Vehicle passport.
- Passport of a citizen of the Russian Federation.
- Certificate of payment of duties.
- Driver's license.
- Vehicle registration certificate.
- General power of attorney.
The latter is necessary if the maintenance is not carried out by the owner of the equipment, but by someone else who is a trusted person at that time. In other cases, a general power of attorney is not useful.
In case of an accident that occurs due to the fault of a driver whose maintenance has not expired, insurance is paid. However, if during the technical inspection a part was missed that caused a disaster, the insurance is paid not by the company, but by the maintenance operator. Therefore, when checking the performance of each part, special attention is paid to the details.
Often, when faults are identified, the owner of the vehicle is sent to fix them within 20 days. After this period, you should collect the documents again and expect approximately the same amount as the first time.
What is the price
The cost of passing a technical inspection is determined by the category of the vehicle and the specific organization. The average cost for a class “B” car is 720 rubles. For motorcycles the price is less - about 240 rubles. Technical inspection of vehicles of categories “M” and “N” will be more expensive. In the first case, the cost will be 1290 rubles, in the second the prices will be as follows:
- weight up to 3.5 tons – 770 rubles;
- from 3.5 to 12 tons – 1510 rubles;
- from 12 tons – 1630 rubles.
In fact, the price is not so simple, since it will depend on the region where the inspection is carried out and on the specific contractor. It is possible to undergo a technical inspection for free. This is possible subject to maintenance at the dealership. In addition, many insurers, when applying for compulsory motor liability insurance, provide clients with the opportunity to undergo free maintenance.
The inspection period usually does not exceed 2-4 hours. The car owner has the right to ask to be present during the inspection.
Frequency of inspection of a new car
A new device is a completely different matter. The car should not break down during the first thousand kilometers, and if this happens, then the fault should not be the wear and tear of the parts. In this case, a manufacturing defect is suspected. In addition to the supposed “perfection” of the mechanics, the fact that the technical inspection is done in a car service also plays a role. When selling, the future owner, in turn, also looks at the serviceability of the parts when evaluating the car.
Thus, for the first 3 years of using a car, an inspection is not required even for an MTPL policy. The rule applies to cars, motorcycles, trailers and trucks less than 3.5 tons (counting the maximum permitted amount of cargo).
When the 3-year period has passed, it is assumed that the owner has used his vehicle quite actively. Spare parts could have worn out to such an extent that the car poses a threat on the road: any little thing can provoke an accident due to a malfunction. Therefore, undergoing a mandatory inspection has a diagnostic purpose - to identify where exactly the problem may arise.
It is important to take into account that each brand has its own gaps in the structure, and therefore there are breakdowns that are typical for a particular manufacturer. When doing maintenance on time, they pay special attention to those parts that typically break down in the first pit.
Is it possible to buy an MTPL policy without a diagnostic card?
Registration of an MTPL policy requires the car owner to provide a full package of documents, and a diagnostic card confirming the passage of a technical inspection also applies to them.
However, there are exceptions. You can purchase a policy without a diagnostic card in the following cases:
- if a new car was purchased and insured;
- if less than three years have passed since the car was manufactured.
In these cases, you can do without a technical inspection. In the rest, a diagnostic card is needed because it allows the insurer to make sure that the car can be operated without problems and does not pose a danger to other road users due to technical faults.
The same applies to situations when a policy is issued via the Internet. In this case, the list of documents also includes a diagnostic card.
Another question that needs to be considered is whether the MTPL policy will be valid if the diagnostic card has expired. The insurance itself remains relevant, however, if an insured event occurs, the car owner may encounter difficulties.
An overdue technical inspection may be grounds for denial of compensation. In this case, the driver will not be able to prove that the car was in working order at the time of the accident.
Thus, a diagnostic card is one of the necessary documents for issuing an MTPL policy, unless we are talking about a new or recently released car. Passing a technical inspection allows you to make sure that the machine can be operated without problems. In the future, if an insured event occurs, the presence of this document will help the driver avoid a number of problems.
Cars
Another point is buying a used car.
In this case, the new owner finds out the year of manufacture of the equipment, and the timing of the vehicle's technical inspection is shifted in accordance with its age. Example: a passenger car was new in 2005, and now it is 2018. This means that 13 years of operation have passed, despite the fact that the second owner acquired the purchase recently. Therefore, the next inspection will take place in a year. One more thing in two. Third - in three. Such a car must be inspected annually because it is already quite outdated.
The period for maintenance increases if the car, being a passenger car, is used to transport passengers. This may also apply to taxis. You should understand the direct relationship between the health of the machine and human life. In the case when the driver of a conventional passenger vehicle does not understand the importance of technical inspection, he puts one life in danger - his own.
However, when transporting a passenger, such a driver is also responsible for the life of this person. From now on, an accident due to a malfunction of one or another part will only indicate the owner’s lack of consciousness.
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Catalog of insurance companies in Russia
By following the link , you can familiarize yourself with the catalog of insurance companies in the Russian Federation offering compulsory motor vehicle insurance services. Description of organizations, current financial indicators, ratings, reviews and other information. If you have already had a positive or negative experience with compulsory motor liability insurance of any insurance company, leave your feedback. Thank you!
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